Find the loan
built for your situation.
Most brokers show you three options. We compare forty-four — then narrow to the one that fits. Guided by Jim Blackburn, NMLS #1072866.
Three questions. Your shortlist.
1 · What is your goal?
2 · How is your income?
3 · Anything special?
Pick your answers — matches highlight below ↓
FHA Loan
Government-backed financing with flexible qualification and low down-payment options for many first-time buyers.
Explore → Match Government-BackedFHA 203k Loan
Combine purchase and renovation in a single FHA-insured loan, with options for light or full rehab.
Explore → Match Government-BackedFHA Construction Loan
One-time-close construction-to-permanent FHA financing with flexible credit guidelines.
Explore → Match Government-BackedFHA Streamline Refinance
Lower your rate on an existing FHA loan with reduced documentation-often no appraisal required.
Explore → Match Government-BackedVA Loans
VA-backed mortgages for eligible service members, veterans, and surviving spouses-no monthly mortgage insurance and flexible credit.
Explore → Match Government-BackedVA IRRRL
Interest Rate Reduction Refinance for existing VA loans-often no appraisal and limited documentation.
Explore → Match Government-BackedVA Construction Loans
One-time-close construction-to-permanent financing for eligible borrowers, with no monthly mortgage insurance.
Explore → Match Government-BackedUSDA Loan
USDA-backed mortgages for eligible rural and some suburban properties; income and property eligibility apply.
Explore → Match Government-BackedUSDA Construction Loans
Construction-to-permanent USDA financing for eligible rural builds; income and location rules apply.
Explore → Match Government-BackedSection 184 Loan
HUD’s Section 184 program for eligible borrowers, including homes on tribal trust land.
Explore → Match Government-BackedDown Payment Assistance
Grants and assistance programs that reduce or cover your down payment for first-time and modest-income buyers.
Explore → Match ConventionalConventional Loan
Competitive pricing, cancellable PMI, and flexible down-payment options for primary homes, second homes, and investments.
Explore → Match ConventionalHomeStyle Renovation Loan
Bundle purchase and renovations in a single conventional loan—an alternative to FHA 203k.
Explore → Match JumboJumbo Loan
Financing tailored for high-value properties with flexible options for complex income and assets.
Explore → Match JumboJumbo Construction Loan
One-time-close construction-to-permanent financing for higher-priced homes.
Explore → Match Construction & RenovationConstruction Loan
Finance land, materials, and labor in one loan.
Explore → Match Construction & RenovationHome Improvement Loan
Fund remodels and upgrades with options like FHA 203k, HomeStyle, HELOCs, and cash-out refinances.
Explore → Match Self-Employed & Alt-IncomeBank Statement Loan
Qualify using 12-24 months of bank deposits instead of tax returns.
Explore → Match Self-Employed & Alt-Income1099 Loan
Qualify using 1099 income instead of tax returns.
Explore → Match Self-Employed & Alt-IncomeP&L Loan
Qualify using P&L instead of tax returns.
Explore → Match Self-Employed & Alt-IncomeStated Income Loan
Stated income loans allow qualification without full tax returns.
Explore → Match Self-Employed & Alt-IncomeNo Doc Loan
Minimal documentation for well-qualified, asset-strong borrowers seeking privacy.
Explore → Match Self-Employed & Alt-IncomeAsset Based Loan
Qualify using your investment portfolio and assets instead of income, ideal for asset-strong borrowers.
Explore → Match InvestorDSCR Loan
Buy rentals using property cash flow only-no personal income verification.
Explore → Match InvestorFix and Flip Loan
Short-term financing to acquire and renovate properties for resale, with fast closings and flexible structures.
Explore → Match InvestorHard Money Loan
Hard money loans provide quick real estate financing for investors.
Explore → Match InvestorPortfolio Loan
Portfolio loans offer flexible underwriting for non-warrantable condos, unique properties, and borrowers outside agency guidelines.
Explore → Match InvestorBridge Loan
Eliminate sale contingencies with short-term bridge financing.
Explore → Match InvestorInterest Only Loan
Learn how interest-only loans work across jumbo, DSCR & HELOC programs.
Explore → Match InvestorNon QM Loan
Discover non-QM loans including bank statement, DSCR, no-doc & foreign national programs.
Explore → Match InvestorCommercial Loan
Discover commercial loan options including DSCR, hard money, bridge, construction & portfolio financing.
Explore → Match Specialty & InternationalForeign National Loan
Buy U.S. property without an SSN. ITINs and alternative documentation considered.
Explore → Match Specialty & InternationalITIN Loan
Qualify using an Individual Taxpayer Identification Number.
Explore → Match Specialty & InternationalCondotel Loan
Condotel loans finance hotel-branded condo units with onsite management.
Explore → Match Specialty & InternationalResort Condo Loan
Resort condo loans finance vacation properties in ski resorts, beach destinations, and golf communities.
Explore → Match Specialty & InternationalNon-Warrantable Condo Loan
Options for condos that don't meet Fannie/Freddie rules, including investor and new-construction projects.
Explore → Match Specialty & InternationalManufactured Home Financing Options
Discover manufactured home financing through FHA, VA, USDA & conventional loans.
Explore → Match Senior & EquityReverse Mortgage
Tap home equity in retirement while keeping title; you must remain current on taxes, insurance, and property charges.
Explore → Match Senior & EquityHELOC
Access a revolving line secured by your home.
Explore → Match Senior & EquityHome Equity Loan
Lump-sum financing with fixed rates and predictable payments for renovations, debt consolidation, or major expenses.
Explore → Match ProfessionalPhysician Mortgage Loans
Physician mortgage loans offer zero down payment, no PMI, and flexible student debt treatment for medical professionals.
Explore → Match ProfessionalAttorney Mortgage
Attorney mortgage programs offer flexible income documentation for partners, practice owners & lawyers.
Explore → Match ProfessionalTeacher Mortgage
Complete teacher mortgage guide covering FHA, VA, USDA loans, down payment assistance, and more.
Explore → Match ProfessionalLot Loan
Complete lot loan guide covering land purchase loans, raw land financing, construction loans & vacant land options.
Explore → Match InvestorInvestment Property HELOC
Tap rental property equity as a revolving line of credit without refinancing your first mortgage.
Explore → Match InvestorPortfolio Loan Refinance
Flexible refinance terms for complex borrowers and multi-property portfolios outside agency guidelines.
Explore → Match InvestorConventional Investment Property Refinance
Refinance your rental with competitive conventional terms to lower payments or access equity.
Explore → Match Self-Employed & Alt-IncomeAsset-Based Refinance
Refinance and qualify on your investment portfolio and assets instead of traditional income.
Explore → Match Self-Employed & Alt-IncomeBank Statement Refinance
Refinance using business or personal bank deposits instead of tax returns, built for the self-employed.
Explore → Match Self-Employed & Alt-IncomeSecurities-Backed Line of Credit
Borrow against your investment portfolio without selling assets or triggering capital gains.
Explore → Match Government-BackedUSDA Cash-Out Refinance
Access equity in your rural home with a USDA cash-out refinance while keeping favorable terms.
Explore → Match Government-BackedFHA Refinance
Streamline or improve your existing FHA loan with flexible qualification and reduced documentation.
Explore → Match Government-BackedVA Cash-Out Refinance
Access your home equity with a VA cash-out refinance and no monthly mortgage insurance for eligible vets.
Explore → Match ConventionalRate-and-Term Refinance
Lower your rate or change your loan term to reduce payments or pay off your home faster.
Explore → Match ConventionalConventional Refinance
Competitive rate-and-term and cash-out refinance options for borrowers with strong credit.
Explore → Match ConventionalSecond Home Loan
Finance a vacation or secondary residence with competitive second-home mortgage options.
Explore → Match ConventionalHomeReady Loan
Fannie Mae's low-down-payment conventional loan for modest-income and first-time buyers.
Explore → Match JumboJumbo Cash-Out Refinance
Access equity on high-value homes above conventional limits with a jumbo cash-out refinance.
Explore → Match Specialty & InternationalManufactured Home Loan
Financing for factory-built and manufactured homes on owned land with flexible program options.
Explore → Match Specialty & InternationalSBA Loan
Government-backed SBA financing for small-business owners buying or refinancing commercial property.
Explore → Match Specialty & InternationalLoan Modification
Restructure your existing mortgage to lower payments and regain stability without a full refinance.
Explore → Match Senior & EquityReverse Mortgage Refinance
Improve the rate or terms on your existing reverse mortgage and access more of your home equity.
Explore → Match Senior & EquityReverse Mortgage Cash-Out
Access additional tax-free home equity with a reverse mortgage cash-out for homeowners 62 and older.
Explore → MatchNo programs in this category.
Not sure which fits?
That is the whole point of a broker. Tell us your situation — we will match you to the right program and lender, free.
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