Apply Now
Schedule Call
Untitled Design 10 | Stairway Mortgage
Apply Now
Schedule Call
Untitled Design 10 | Stairway Mortgage
Untitled Design 10 | Stairway Mortgage
Untitled Design 10 | Stairway Mortgage

Own your home.
With no payment.

Need an approval letter for a reverse purchase today?  Check out our Same Day Approval Service 

Get Approved Now
Chatgpt Image May 31 2025 08_15_02 Pm | Stairway Mortgage

You’ve built equity. You’ve built memories. And now, it’s time to let your home take care of you.

A reverse mortgage isn’t about giving something up—it’s about unlocking what you’ve already earned. Whether it’s to supplement retirement income, fund travel, pay off debt, or help a grandchild with college—your home can give you the freedom to do more, without monthly payments.

Who Is a Reverse Mortgage For?​

  • Homeowners aged 55 or older
  • Those with significant home equity
  • Eliminate monthly payments
  • Access cash without selling
  • Preserve investments and reduce taxable income
  • Delay social security benefits to grow benefit
Get a Reverse Quote

Common Misconceptions—Cleared Up

Truth: “You retain title and live in the home”

Truth: “Your estate controls it, just like a regular mortgage”

Truth: “Many use it to preserve investments and manage taxes”

Truth: “Heirs can sell or refinance—often with equity remaining”

How a Reverse Mortgage Works

  • You remain the owner of your home
  • You can receive funds as a lump sum, monthly payment, or line of credit
  • There are no monthly mortgage payments (you still pay taxes & insurance)
  • The loan is paid off when you sell, move out, or pass away
Schedule a Conversation
Chatgpt Image May 22 2025 02_15_55 Pm | Stairway Mortgage

Your Legacy Is Not in a Loan—It’s in Your Life

You’ve done the hard work. This is your time to live wisely, generously, and joyfully—with the clarity and cash flow to do it well. We’ll help you build a plan that honors your goals, protects your family, and gives you peace.

What Can You Do With a Reverse Mortgage?

  • Pay off your current mortgage
  • Supplement retirement income
  • Fund home repairs or renovations
  • Cover medical or caregiving costs
  • Help children or grandchildren with tuition or home buying
  • Convert home equity to a tax-free cash flow stream
Get a Rapid Reverse Quote

Run the Numbers Before You Apply

Try out a loan calculator below.  

Reverse Mortgage Options for 55 + Seniors—At a Glance

Choose the structure that fits your timeline, credit profile, and exit:

Download our free Reverse Mortgage Guide for Seniors 55+

Learn how to use a reverse mortgage to buy a home, access cash from your equity, or create a lifelong income stream — all with no required monthly mortgage payment.

Download Your Guide Now
First_Time_Buyers__5_ Removebg Preview | Stairway Mortgage

New brand. Same trusted leadership.

What Clients Say About Working with Jim & His Team

Built on Trust. Backed by Experience.

Josephine Aguilar | Stairway Mortgage
Josephine Aguilar - via Google Retired Homeowner - ILLINOIS

When you're looking to purchase or refinance, call on Jim Blackburn.

Richard Bicicchi | Stairway Mortgage
Richard Bicicchi - via Facebook Retired Investor - MICHIGAN

This was my 12th mortgage or refinance that I have had the "pleasure of experiencing," the first with the new rules (ugh). Jim and his entire team were incredibly helpful, they led me by the hand to the sources of the backup data required. They even showed me how to use my computer without charging consulting fees. Most importantly, they kept me calm when I became anxious that there would be another request for more documentation. Thanks Jim!!!!!!!!

Rosemary Mlot | Stairway Mortgage
Rosemary Dapoz Mlot - via Facebook Retired Investor - MICHIGAN

Jim Blackburn and his team did an outstanding job from beginning to end. Pre-approvals and closings are quick, and you don’t even have to leave your house. This is the second time Jim and his team came through. Would definitely call him again!

Johanna Becket 1 | Stairway Mortgage
Johanna Becket - via Google Retired Investor - FLORIDA

I had a wonderful experience with Olga and Jim Blackburn. They were professional, friendly, and knowledgeable. I found the perfect condominium, got a great mortgage and home insurance within weeks. We are now friends and my financial advisors. I highly recommend the Jim Blackburn Team!

John Giovanni Portera | Stairway Mortgage
John Giovanni Portera - via Google Retired - MICHIGAN

For all your mortgage needs, contact Jim Blackburn for a quote that will blow your mind! I highly recommend Jim and his staff to assist you! Highly professional and knowledgeable!

Bruce Odonoghue | Stairway Mortgage
Bruce O'Donoghue - via Facebook CEO at On Street Media - FLORIDA

We had a great experience working Jim Blackburn and his staff this past summer. We had a lot of details that needed attention and he made it all seem easy. And a great communicator staying in touch on a constant basis. Enjoying our new home now. Very blessed to have worked with him.

Discover Your Financial Goals

You’ve built the equity — now it’s time to make it work for you and your peace of mind.

Clarify your goals and explore how your home can support your next chapter with dignity and purpose.

Take Discovery Quiz
Scroll to Top
Call Now Button