Home Loans for Aviation Professionals Who Live Life at 30,000 Feet
Whether you fly the skies or keep planes running safely, your home base matters. We specialize in mortgage options tailored to variable income, odd schedules, and aviation’s unique challenges.
Fly into homesearch with real numbers: price a 3%-down Conventional, compare FHA 3.5%-down, or test USDA 0%-down (where eligible).
Mortgage Solutions That Fit Your Altitude
You may work across time zones, earn hourly or per diem pay, or receive bonuses that most banks don’t understand. We do — and we structure your loan for smooth takeoff.
Need speed for a hot listing? See our Same-Day Approval process and tour with verified buying power.
We help aviation professionals including:
Relocating or buying near your base airport? Get Introduced to a local Realtor who understands crew schedules and rapid showings.
Commercial pilots (airline, corporate, freight)
Flight attendants
Aircraft mechanics
Air traffic controllers
Aviation consultants and training staff
Custom Programs, No Turbulence
Flexible Income Documentation
We know how to qualify pilots with per diem, flight hour, or variable monthly income. Structure it right from day one: run your budget, then upload docs for a clean file through Same-Day Approval.
Low Down Payment Options
Options for 0–5% down, with no PMI depending on your qualifications. Explore low-down paths side-by-side: Conventional 3% • FHA 3.5% • USDA 0%.
Second Home & Investment Strategies
Many aviation pros invest out-of-state. We'll help structure it for cash flow and tax efficiency. Thinking second home or rentals in another state? pre-check DSCR qualification and project Buy & Hold cash flow. When you’re ready, meet vetted Wholesalers for off-market deals.
A Home Financing Partner That Flies at Your Pace
Time zones aren’t a problem—your timing is. Subscribe to Rate Alerts so you can lock strategically between trips.
Planning cash access for renovations or reserves? estimate a HELOC or model a Cash-Out Refi.
- We accommodate unconventional hours and timelines
- Familiar with pilot and airline HR documentation
- Experience with relocating crews and second home purchases
- Full support for 1099, union, or multi-employer income
- Fast closings and digital-first process for clients on the move
“I’m in the air more than I’m on the ground. Jim’s team handled everything virtually and closed before my next international leg.”
— Ben S., Airline Captain
FAQ's
I'm paid hourly or per flight. Can that income be used?
Yes — we average your past 12–24 months and present it clearly for underwriters who undezrstand your field.
What if I’m always on the move or traveling?
Our entire process can be handled remotely. We prioritize virtual meetings, secure document upload, and e-signing.
Can I buy a second home or investment property in a different state?
Absolutely — we help aviation professionals qualify across state lines, often while keeping their current residence.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Meet Jim Blackburn
Specialist in High-Mobility Lending | Founder, Stairway Mortgage
“I work with aviation professionals every week. Your career’s flexibility shouldn’t be punished by rigid banks. We structure every loan like a perfect flight plan — efficient, compliant, and built for your goals.”