First-Time Buyers.
Investors. Legacy Builders.
You Belong Here.

First-Time Buyers.
Investors. Legacy Builders.
You Belong Here.

First-Time Buyers. Investors. Legacy Builders. You Belong Here.

Get Pre-approved Fast

Refi or Heloc Quote

Reverse Mortgage Quote

From blueprint to breakthrough—we guide you through financing, planning, and executing your dream one house at a time.

Discover how we help you "Leverage wisely and grow wealthy."

Want to cut straight to the chase?

The Stairway Client System™: Tools to Help You Climb

Backed by NEXA Mortgage, the #1 U.S. Broker, with unmatched bargaining power.

Lenders compete for our business, giving you competitive rates, great programs, and wholesale pricing—powered by the largest mortgage network in the country and delivered through a dedicated advisor focused on your goals.

As the #1 Mortgage Broker in U.S.

The Nation’s Top Lenders Compete for Our Business

We partner with 250+ lenders—here’s a glimpse of just 12 of our top partners delivering unbeatable pricing, cutting-edge technology, and lightning-fast closings.

A Concierge Real Estate Purchase Experience

Available 7 Days A Week | Pre-approvals as fast as 24 hours.

Winning offers take more than a pre-qualification—they require a coordinated team working for you every step of the way. At Stairway Mortgage, we connect you with trusted experts to ensure a seamless, successful purchase.

Step 1: Smart Stewards College Planning

You're a student or parent planning ahead by building credit and/or juggling both tuition and wealth goals.

Step 2: First-Time Home Buyer

You’re buying your first home and want to do it with confidence, clarity, and a plan.

Step 3: Homeowner

You already own a home—but are you using it as a tool for growth, equity, or freedom?

Step 4: Senior Homeowner 55+

You're nearing retirement, downsizing, or managing wealth—and want to make the most of your home’s value.

Step 5: First-Time Investor

You’re ready to turn income into assets, and want to get your first rental property right.

Step 6: Active Investor

You own multiple properties and want to maximize leverage, streamline cash flow, and scale smart.

Step 7: Passive Investor

You want real estate to work for you—without managing tenants, timelines, or taxes.

Step 8: Legacy Angel

You're focused on family, faith, and giving—and want your real estate to leave a lasting impact.

College Housing Costs VS. Investment Property

Compare student housing expenses with the benefits of owning an investment property.

FHA Purchase Loan Payment Calculator

Estimate your monthly payments on an FHA home loan with ease.

Heloc Loan Payment Calculator

See how your home equity line of credit (HELOC) repayments will shape up.

Reverse Mortgage Income For Life Calculator

Find out how much lifelong income you could receive from a reverse mortgage.

BRRRR Method Calculator (Buy, Rehab, Rent, Refi Cash Out, Repeat)

Run the numbers on your BRRRR strategy for rental property success.

Fix-and-Flip Profit Calculator (Buy/Sell)

Evaluate your potential profits from buying, renovating, and selling a property.

Passive Investment Return & Tax Advantage Calculator

Project long-term passive income and tax benefits from your investments.

Legacy Impact Planner

Map out your long-term giving goals and see how your donations can leave a lasting legacy.

Smart Stewards College Planning Guide

Turn education costs into future real estate wealth.

First-Time Buyer’s Guide

Everything you need to qualify, offer, and close on your first home.

Homeowner’s Guide

Use your home equity to grow wealth, upgrade, or reinvest smartly.

Senior Equity Advantage Guide

Unlock powerful options for retirement, legacy, or aging in place.

First-Time Investor’s Blueprint

Start your rental journey with clarity, confidence, and cash flow.

Active Investor's Guide

Start your rental journey with clarity, confidence, and cash flow.

Passive Income Guide

Earn real estate income without managing properties yourself.

Legacy Planning Guide

Turn your portfolio into purpose through strategic giving and transfer.

Same-Day Approval

Be Ready Before You Fall in Love With the Home
Win in a competitive market with “cash like” offers and compete with cash buyers.

New brand. Same trusted leadership.

What Clients Say About Working with Jim & His Team

Built on Trust. Backed by Experience.

Chris Richardson - via Facebook Former LT at United States Army - NEVADA

If you want to take advantage of the low rates for a refinance, Jim is your man! His team was able to get my refinance done in under 30 days, with rates beating every other company, and thorough with state requirements. I went with his team to refi for a lower rate and take out cash for my backyard.

Alexis Kulick via Facebook Executive Director of Digital Campaign at UBS - CALIFORNIA

I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.

Nilay Patel - via Google Vice President at Permira - NEW YORK

Did a refi as I've worked with Jim before for a loan, and the process was very smooth. The portal used to upload all information is very intuitive, and team members will reach out to clear up any issues.

Karena Clarke - via Google Realtor - FLORIDA

Jim is absolutely phenomenal! Extremely knowledgeable and patient in explaining the process every step of the way. Jim gives all parties a peace of mind throughout the entire transaction. One of the best in the industry hands down!"

Marcos Corminas - via Facebook Senior Director at Global DMO Transformation - FLORIDA

We processed a mortgage loan with Jim and had a great experience. Jim was very helpful guiding us through the process and speeding it up as much as possible. He was very responsive to our questions and went above and beyond providing recommendations on the right loan for us. We would highly recommend Jim's team to anyone looking to refinance or get a new mortgage loan.

Christina Curva Carrasco - via Facebook Owner at Curated Interiors estudioMBC - MASSACHUSETTS

Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.

Bruce O'Donoghue via Facebook CEO at On Street Media - FLORIDA

We had a great experience working Jim Blackburn and his staff this past summer. We had a lot of details that needed attention and he made it all seem easy. And a great communicator staying in touch on a constant basis. Enjoying our new home now. Very blessed to have worked with him.

Johanna Becket - via Google Retired Investor - FLORIDA

I had a wonderful experience with Olga and Jim Blackburn. They were professional, friendly, and knowledgeable. I found the perfect condominium, got a great mortgage and home insurance within weeks. We are now friends and my financial advisors. I highly recommend the Jim Blackburn Team!

Venkatesh Nakkala - via Facebook VP Development Manager at Credit Suisse - NORTH CAROLINA

Jim's team was very professional and gave me a very good rate when refinancing my mortgage. The online application and his different team members make the loan process very smooth and efficient. I would definitely recommend him to anyone looking to refinance their mortgages to the very low rates we have now in the market

Dayana Ruiz - via Facebook MLO at Columbus Capital Lending, LLC. - FLORIDA

They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!

Marvin Feliz - via Google General Manager at Beacon Mobility - FLORIDA

The experience I had with Jim's team was great. They were always available to help and communicative throughout the entire home-buying process. They worked efficiently to ensure no time was wasted, especially in such a tough market like Miami. They were able to offer me a great rate and provide peace of mind through their transparency. I’d definitely recommend Jim and his team. A huge “Thank You” to them!

Elizabeth Torres - via Facebook Senior Branch Manager at JP Morgan Chase - ILLINOIS

We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.

Jeremy Bell - via Google Attorney - FLORIDA

Jim and his team were a pleasure to work with. Where real estate transactions are concerned, the deals that I have worked on with Jim have gone very smoothly. I would definitely recommend him to buyers!

Carolina Forsyth - via Facebook Leadership Development Program Manager at Prudential Financial - NEW JERSEY

We've worked with Jim and his team twice in the last five years – first to purchase our home and then to refinance. We appreciate how easy the process is with electronic filing and signing of documents all from our mobile devices. Jim works diligently, is patient to answer all questions (he gets back within 24 hours or less), and is incredibly accessible. We've been pleased with him and his team's work and recommend them with full confidence.

Phil Nwafor - via Google Head of Sales at Google Cloud - ILLINOIS

We chose to refinance our mortgage to take advantage of the low rates this year and chose to do it with Jim's team because of their transparency and communication diligence.

Holly Fontyn - via Facebook SEO Consultant at Holly Fontyn LLC - MICHIGAN

It was a delight working with Jim and his team for my first home purchase. He explained thoroughly the process and procedures, making everything run smooth and carefree. It's easy to find any mortgage professional, but when it comes to such a big purchase you want somebody with years of experience that understands all the in’s and outs. Thank you again, Jim will look forward to working with you in the future.

David Livermore - via Facebook Founder at Cultural Intelligence Center - CALIFORNIA

Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.

Bridgette Delva - via Facebook Vice President of Innovation at hims & hers - FLORIDA

We had the pleasure of working with Jim and his team to close on a primary home in Florida. We found Jim through an investor network and he is extremely knowledgeable in options available to investors as well. Jim and his team were extremely responsive, informative, and accessible. They explained the options thoroughly, which allowed us to choose the best product for our needs. Jim and his team have earned each of the 5-star reviews they have and I'd happily recommend them and gladly use them again!

Julian Einfrank - via Facebook Senior Wealth Advisor at Clifton Larson Allen - ILLINOIS

The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!

24 Years of Financial Experience

Collaborating with Trusted Experts to Build Your Wealth Plan

A mortgage shouldn’t exist in a vacuum. By partnering with financial advisors, we ensure our clients’ home financing strategies align perfectly with their long-term financial plans—creating more value, more trust, and better results.

We Listen

We take the time to understand your full financial picture—ensuring your mortgage strategy supports both your immediate needs and long-term goals.

Strategic Loan Planning

We craft custom mortgage solutions that align with your financial vision, leveraging smart strategies to build lasting wealth.

Financial Integration

We collaborate with your financial team—planners, accountants, and advisors—to create a seamless plan that maximizes your assets and protects your future.

Confidence at Every Step

From pre-approval to closing, we guide you through the process with clarity, precision, and proactive communication—so you always know what’s next.
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