Why Get Pre-Approved in Advance?
- Make stronger offers that sellers and agents take seriously
- Avoid last-minute stress and the chaos of scrambling for docs
- Know your true buying power with full certainty
- Gain negotiating leverage with a verified approval in hand
- Position yourself to win in today’s competitive market
You fall in love with the perfect home on a Saturday afternoon. Your agent asks: “Are you pre-approved?” You say: “No, but I can get it done fast…” By Monday morning, it’s under contract—with someone else.
Don’t Make This Mistake!
We recommend starting your pre-approval at least one week before you plan to tour homes. But if you’re short on time, don’t worry—we’ve got your back.
Fast-Track Option: 24-Hour Approval
We offer expedited same-day approvals when urgency strikes. To qualify, just complete your application and upload all required docs within 1 hour of submission. Our team activates immediately to get you approved now.
How We Move So Fast
- Loan Advisors, Assistants, and Underwriters working in sync
- Insurance Agents on standby to generate quotes within minutes
- Title and Attorney Partners ready to pull cross streets and verify closing terms
- Top-tier Processors who know how to structure clean files
- A support team built for velocity and accuracy
You don’t want your dream home to slip through your fingers—because of paperwork.
Most buyers start the mortgage process after they find a house. But by the time your documents are in, someone else’s offer is already accepted. It happens all the time.
That’s why we created the Same-Day Approval system—designed to get you fully pre-approved, with full document verification, in as little as 24 hours.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Fast Approvals Matter — But So Does Long-Term Alignment
Before we hit “go,” let’s make sure the destination matches your bigger financial vision.
This quiz helps you define your goals clearly so that same-day approval isn’t just fast — it’s also right. Take two minutes to align your goals, and we’ll customize your approval path with purpose.