Your BAH is more than an allowance — it can be a strategy. This calculator helps you turn your monthly BAH into a clear home-buying target by estimating what purchase price you may be able to afford based on your BAH, income, debts, and real-world housing expenses.

We’ll use the BAH Home Affordability Calculator to estimate:

  • Your home price range

  • Your estimated monthly payment (principal, interest, taxes, insurance, and HOA if applicable)

  • A rough loan amount estimate

  • A ballpark for cash to close

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • Only 2 minutes to complete
  • Quick turnaround on pre-approval
  • No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

Schedule a Call

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • Takes just 5 minutes
  • Tailored results based on your answers
  • No credit check required
Take the Discovery Quiz

Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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