Rent versus Buying a Home Calculator: Should You Rent or Buy a Home?
The Rent Versus Buying a Home Calculator helps you see beyond the monthly payment and compare the true long-term costs of renting and owning side by side. By entering your current rent, target home price, down payment, interest rate, taxes, insurance, and how long you plan to stay, the Rent Versus Buying a Home Calculator estimates total cash out of pocket, equity built, and potential net benefit over time. It’s an easy way to cut through emotion and headlines and make a decision based on clear numbers.
Use the Rent Versus Buying a Home Calculator as you weigh a move, renew a lease, or consider stretching for a higher-priced home. As you adjust rent, home price, rates, or how long you’ll stay, the Rent Versus Buying a Home Calculator updates your comparison instantly, helping you understand the tradeoffs, choose the path that fits your life and budget, and feel more confident about your next move.
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Important Disclaimer
This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.
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