Amortization Calculator with Extra Payments: Pay Off Your Loan Faster
Use our amortization calculator with extra payments to see your true payoff path—month by month. Enter your loan amount, rate, and term, then add one-time, monthly, or biweekly extra payments to instantly update your schedule, new payoff date, and total interest saved. Toggle scenarios to compare options side by side and find the fastest, most cost-effective way to eliminate your mortgage or loan.
Ready to see exactly how much you could save?
Use this amortization calculator with extra payments to enter your numbers and watch your payoff timeline shift in real time. Every extra dollar you add—whether it’s a one-time windfall or a consistent monthly boost—brings you closer to owning your home outright and keeping more money in your pocket. Test different scenarios, compare strategies, and find the approach that fits your budget and goals. When you’re ready to take action, contact Stairway Mortgage to explore loan options that support your payoff plan.
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Important Disclaimer
This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.
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