Smart Parents, Smart Students
Strategic Guidance for Education + Real Estate Wealth
Is paying for college draining your savings—or could it be building your legacy?
Most families assume housing is just another college expense.
But what if it could be your student’s first investment property?
What if $100K in rent and dorm fees became $100K in equity?
What if your student graduates with cash flow, not debt?
You’re not just sending your child to college.
You’re launching them—and yourself—into a smarter financial future.
Could we buy a small house near campus instead of paying dorm rent?
Are there low down payment programs—even for out-of-state students?
Can rental income from roommates cover the entire mortgage?
What if we bought a 4-unit property instead of just one house?
Could this one move fund grad school—or a down payment on the next home?
These aren’t just possibilities. They’re real strategies.
But most parents never hear about them… until it’s too late.
Learn About Our Partnership
Why This Matters More Than Ever
With rising tuition, inflation, and interest rates, families need smarter options. Owning a home near campus:
- Creates long-term equity instead of dead rent.
- Gives your student free housing by renting out extra bedrooms.
- Can serve as a launchpad for multiple properties during college years.
Even better?
You may be able to purchase with as little as 3.5% down—even out of state.
But the real strategy goes deeper—and that’s where we guide you.
From Dorm Rooms to Duplexes
Some of our smartest clients don’t just buy one college home.
They buy a second—or even a third—before graduation.
Using low-down-payment programs, rent from roommates, and seller-paid closing costs, families can begin building multi-unit portfolios… while most students are still signing for student loans.
And when your child graduates?
Instead of walking away from a rented dorm…
They walk into cash flow, tax benefits, and a foundation for generational wealth.
“If I had learned about this in college, I would’ve retired 10 years earlier.”
— Marcus Reynolds, Real Estate Investor & Author of Rent Smarter, Live Richer
It Starts With Awareness. It Ends With Wealth.
This isn’t just about saving money—it’s about rewriting your family’s financial story.
You’ve invested in their education.
Now invest in their financial future.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA