Subscribe to Rate alerts and get the rate you want
Get real-time rate alerts that help you act fast—before opportunity fades.
Set a target, not a hope. Before you subscribe, price your goal payment with real numbers:
Conventional 3%-down ·
FHA 3.5%-down ·
Rate-Reduction Refi
Real Questions. Smart Answers. Lifelong Strategy.
But with Stairway Mortgage’s Rate Alerts, you don’t have to watch the markets like a hawk. We’ll do it for you—and give you the confidence to move quickly when it matters most.
15-Year Fixed Rate Mortgage Average in the United States
30-Year Fixed Rate Mortgage Average in the United States
30-Year Fixed Rate FHA Mortgage Index
30-Year Fixed Rate FHA Mortgage Index
30-Year Fixed Rate USDA Mortgage Index
30-Year Fixed Rate Jumbo Mortgage Index
Smarter Timing. Faster Decisions.
But with Stairway Mortgage’s Rate Alerts, you don’t have to watch the markets like a hawk. We’ll do it for you—and give you the confidence to move quickly when it matters most.
Dial in a “go” signal you can trust: check breakeven on a refinance and confirm your purchase budget before rates move.
Track the Exact Rate You Want
Choose your target—when we see it, you’ll know instantly. Translate target rate into target payment: set your ideal monthly payment or model refi savings, then subscribe to alerts at that threshold.
Avoid Timing Regret
No more “I should’ve refi’d last month” feelings. You’ll be the one ahead of the curve. Know the “act now” line: run a breakeven & savings timeline so you lock with confidence—not FOMO.
Lock In Strategically, Not Emotionally
Rate decisions don’t have to feel rushed. You’ll have the data and the game plan. Compare paths side-by-side before you lock: Cash-Out Refi · Rate-Reduction Refi · HELOC
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Rates Change Daily — But Your Goals Keep You Grounded
Knowing your goals is just as important as knowing the market.
This quiz helps you understand how current rates align with your bigger vision — whether you’re planning to buy, refinance, or invest. When you’re clear on your goals, choosing when to act becomes easier and more strategic.