Senior Homeowners 55+
Your Equity Is Powerful. Let’s Use It Wisely.
What if your home could take care of you for the rest of your life?
If you’re 55 or older, you’ve likely built up significant equity in your home.
But what if that equity could do more than just sit there?
- No monthly mortgage payment—for life
- A lifetime income stream you can’t outlive
- A lump sum of tax-free cash to use however you choose
- The ability to downsize and never make another payment again
You’ve spent your life paying into your home.
Now it’s your home’s turn to pay you back.
Let’s Start with the Right Questions:
Can I really eliminate my mortgage payment without selling my home?
Am I eligible for a reverse mortgage at 55—or do I have to be 62?
Could I downsize into a new home without using all my cash?
Can I use this strategy to help my kids buy their first home—or fund a grandchild’s education?
Will this affect my taxes, my estate, or my government benefits?
You don’t need all the answers yet.
You just need to know the questions—and where to get trusted guidance.
Here’s What a Reverse Mortgage Can Do:
We Help Homeowners:
- Eliminate monthly payments—but still keep full ownership
- Receive monthly income for life—or take a lump sum
- Use funds for renovations, travel, or reinvestment
- Buy a new home with no mortgage payment, even when downsizing
- Plan your estate so your heirs still benefit from the equity
Whether you’re planning your next chapter or helping a loved one navigate theirs,
we’re here to walk with you—without pressure or confusion.
From Dorm Rooms to Duplexes
Some of our smartest clients don’t just buy one college home.
They buy a second—or even a third—before graduation.
Using low-down-payment programs, rent from roommates, and seller-paid closing costs, families can begin building multi-unit portfolios… while most students are still signing for student loans.
And when your child graduates?
Instead of walking away from a rented dorm…
They walk into cash flow, tax benefits, and a foundation for generational wealth.
“We used a cash-out refinance to buy our first rental, then kept going. The house we lived in became the house that built our future.”
— Alyssa & Mark L., Stairway Clients Since 2020
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA