Own your home.
With no payment.
Need an approval letter for a reverse purchase today? Check out our Same Day Approval Service
You’ve built equity. You’ve built memories. And now, it’s time to let your home take care of you.
Who Is a Reverse Mortgage For?
- Homeowners aged 55 or older
- Those with significant home equity
- Eliminate monthly payments
- Access cash without selling
- Preserve investments and reduce taxable income
- Delay social security benefits to grow benefit
Common Misconceptions—Cleared Up
Truth: “You retain title and live in the home”
Truth: “Your estate controls it, just like a regular mortgage”
Truth: “Many use it to preserve investments and manage taxes”
Truth: “Heirs can sell or refinance—often with equity remaining”
How a Reverse Mortgage Works
- You remain the owner of your home
- You can receive funds as a lump sum, monthly payment, or line of credit
- There are no monthly mortgage payments (you still pay taxes & insurance)
- The loan is paid off when you sell, move out, or pass away
Your Legacy Is Not in a Loan—It’s in Your Life
What Can You Do With a Reverse Mortgage?
- Pay off your current mortgage
- Supplement retirement income
- Fund home repairs or renovations
- Cover medical or caregiving costs
- Help children or grandchildren with tuition or home buying
- Convert home equity to a tax-free cash flow stream
Run the Numbers Before You Apply
Try out a loan calculator below.
Reverse Mortgage Options for 55 + Seniors—At a Glance
Choose the structure that fits your timeline, credit profile, and exit:
- Reverse Mortgage for Purchase – Buy a home with 50% down and have no loan payment for life.
- Reverse Mortgage for Income – Turn your equity into lifetime income and have no payment for life.
- Reverse Mortgage for Cash Out –Cash out your equity and have no payment for life.
- Reverse Mortgage Refinance –Payoff off your mortgage and have no payment for life.
Download our free Reverse Mortgage Guide for Seniors 55+
Learn how to use a reverse mortgage to buy a home, access cash from your equity, or create a lifelong income stream — all with no required monthly mortgage payment.
New brand. Same trusted leadership.
What Clients Say About Working with Jim & His Team
Built on Trust. Backed by Experience.
This was my 12th mortgage or refinance that I have had the "pleasure of experiencing," the first with the new rules (ugh). Jim and his entire team were incredibly helpful, they led me by the hand to the sources of the backup data required. They even showed me how to use my computer without charging consulting fees. Most importantly, they kept me calm when I became anxious that there would be another request for more documentation. Thanks Jim!!!!!!!!
Discover Your Financial Goals
You’ve built the equity — now it’s time to make it work for you and your peace of mind.
Clarify your goals and explore how your home can support your next chapter with dignity and purpose.