Keep your home.
Live in comfort.
Whether rates are up or down—your equity can be working smarter for you.
You’ve built equity. You’ve built memories. And now, it’s time to let your home take care of you.
A reverse mortgage isn’t about giving something up—it’s about unlocking what you’ve already earned. Whether it’s to supplement retirement income, fund travel, pay off debt, or help a grandchild with college—your home can give you the freedom to do more, without monthly payments.
Who Is a Reverse Mortgage For?
- Homeowners aged 55 or older
- Those with significant home equity
- Seniors looking to eliminate monthly payments
- Retirees wanting to access cash without selling
Common Misconceptions—Cleared Up
Truth: “You retain title and live in the home”
Truth: “Your estate controls it, just like a regular mortgage”
Truth: “Many use it to preserve investments and manage taxes”
Truth: “Heirs can sell or refinance—often with equity remaining”
How a Reverse Mortgage Works
- You remain the owner of your home
- You can receive funds as a lump sum, monthly payment, or line of credit
- There are no monthly mortgage payments (you still pay taxes & insurance)
- The loan is paid off when you sell, move out, or pass away
Your Legacy Is Not in a Loan—It’s in Your Life
You’ve done the hard work. This is your time to live wisely, generously, and joyfully—with the clarity and cash flow to do it well. We’ll help you build a plan that honors your goals, protects your family, and gives you peace.
What Can You Do With a Reverse Mortgage?
- Pay off your current mortgage
- Supplement retirement income
- Fund home repairs or renovations
- Cover medical or caregiving costs
- Help children or grandchildren with tuition or home buying
- Convert home equity to a tax-free cash flow stream
Strategic Uses of Reverse Mortgages
Reverse mortgages aren’t just for “making ends meet.” They’re used by savvy homeowners to:
Delay Social Security
Reverse mortgages can give you monthly income now—allowing your Social Security benefits to grow before you claim them.
Preserve Investments & Reduce Taxes
Tap into your home’s equity to reduce taxable income and let your retirement accounts grow longer.
Download our free
Reverse Mortgage Guide
Learn how to prepare, price, market, and profit from your sale.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Discover the Goals That Drive Your Financial Journey
You’ve built the equity — now it’s time to make it work for you and your peace of mind.
Take the Discovery Quiz to clarify your goals and explore how your home can support your next chapter with dignity and purpose.
