Restructure. Reinvest. Refocus.
Whether rates are up or down—your equity can be working smarter for you.
Your mortgage isn’t just a payment—it’s a tool. And like any tool, it needs sharpening from time to time.
At Stairway Mortgage, we help homeowners unlock better terms, remove financial stress, and reposition their home equity for smarter moves. Whether you’re restructuring high-interest debt, freeing up funds for improvements, or making a down payment on your next investment—it all starts with strategy.
Your Mortgage Is a Wealth Tool—Let’s Use It Right
You don’t have to figure this out alone. Whether you’re refinancing, drawing equity, or just exploring smarter structures—we’ll guide you.
The right plan could change everything.
Real Outcomes from Smarter Restructuring
Accountants & Underwriters
Financial clarity to ensure accurate reporting, smart planning, and successful transactions.
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Accountants & Underwriters
- Tax Strategy
- Income Verification
- Real Estate Accounting
- Cash Flow Analysis
- Loan Qualification Support
Builders & Contractors
Reliable construction solutions to bring your renovation, build, or expansion to life.
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Builders & Contractors
- New Construction
- Remodels & Upgrades
- Project Management
- Investment Property Renovations
- Quality Control
Attorneys & Title Teams
Legal expertise to protect your deals, documents, and long-term property rights.
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Attorneys & Title Teams
- Contract Reviews
- Title Searches
- Closing Coordination
- Entity Structuring
- Dispute Resolution
What Most Banks Don’t Tell You…
The 3-Year Refinance Guarantee™
Refi today with confidence—if rates drop, we’ll help you refi again with no excessive closing costs for 36 months.
🔁 Refinanced already?
You’re still covered. If you refi’d recently but rates drop again, we’ll waive key costs to help you refi again within 36 months—without the usual pain.
🧾 We cover the big stuff
Say goodbye to excessive fees. Our 3-Year Guarantee includes coverage for:
• Title Insurance
• Appraisal Fees
• Credit Reports
• Settlement Charges
• Title Insurance
• Appraisal Fees
• Credit Reports
• Settlement Charges
🧠 Still thinking it through?
Learn how our guarantee stacks up. See real scenarios where homeowners saved thousands with a second refi—at the right time.
Download our free
Homebuyer Guide
Packed with the most important questions and answers you didn’t know you needed.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Transparent and diligent team securing low refinance rates
We chose to refinance our mortgage to take advantage of the low rates this year and chose to do it with Jim's team because of their transparency and communication diligence.
Phil Nwafor - via Google
Head of Sales at Google Cloud -
ILLINOIS
ILLINOIS
Multiple smooth refinances with Jim's professional team
We've done a few refis with Jim. He and his team are very methodical, efficient, and professional. They made the process as easy as possible. Thank you.
Heidi Orcino - via Facebook
Photograhper at Heidi O Photo -
CALIFORNIA
CALIFORNIA
Mind-Blowing Quotes & Top-Tier Service – Highly Recommend Jim Blackburn!
For all your mortgage needs, contact Jim Blackburn for a quote that will blow your mind! I highly recommend Jim and his staff to assist you! Highly professional and knowledgeable!
John Giovanni Portera - via Google
President at Portera LLC -
MICHIGAN
MICHIGAN
Your Mortgage Is a Wealth Tool
Let’s Use It Right
You don’t have to figure this out alone. Whether you’re refinancing, drawing equity, or just exploring smarter structures—we’ll guide you.