For Those Who Heal with Precision and Care: Mortgages That Fit Your Practice
Whether you’re fresh out of dental school or scaling your holistic health practice, we offer mortgage solutions tailored to the rhythm of your career and income structure.
We Understand Your Industry
Whether you own a growing practice, work 1099 across locations, or are balancing student loans with early-career income — we understand how your profession works and how to make your home loan work with it.
Common Client Profiles We Serve:
- Recent dental school grads with high student loan balances
- Practice owners with irregular income
- Holistic wellness professionals with 1099/contractor income
- Dual career couples in the health & wellness space
- Providers ready to invest in multi-property wealth building
Custom Mortgage Options for Your Practice
Custom Mortgage Options for Your Practice
Why Dental & Wellness Pros Choose Stairway
Lending That Aligns with Your Vision
“Stairway made it easy. I thought my 1099 income and debt would disqualify me — but Jim and his team knew exactly how to present my financials.”
— Dr. Ana P., Cosmetic Dentist
Can I qualify if I’m still paying off student loans?
Yes — our lenders understand professional education debt and can calculate your income accordingly.
What if I have 1099 income from multiple locations?
We help consolidate and present your income using bank statements or business documentation — no W-2 needed.
Can I get a loan if I’m opening a new practice?
Yes — we can often use future income projections, business plans, or professional contracts to support your file.
Can I qualify if I’m relocating for a new job?
Yes — offer letters, relocation packages, or transfer agreements can be used to support your application.
Meet Jim Blackburn
Mortgage Strategist for High Earners | Financial Advisory Background
“I approach mortgage planning like an asset class — strategic, tailored, and integrated into your long-term portfolio. Let’s optimize your next move.”
Don't Risk Losing The House Because You Weren't Prepared.
Winning offers are planned in advance, losing offers just failed to plan.
Beginning your preapproval process 60-90 days before looking at homes is the smart way to go.Â
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA
