First-Time Investors

Start Small. Think Big. Grow Smart.
Submit a Purchase Inquiry

What Every First-Time Investor Should Ask

Buying a home is a milestone—but it’s also one of the most important financial decisions you’ll ever make. Whether it’s your first purchase or your fifth, no two journeys are the same.

How can I buy with as little as 3.5% down—even for a 4-unit property?
Yes—you absolutely can!
Could I really control multiple units on my very first deal?
You better believe it — your first deal can be a power play!
Should I house hack or invest out of state?
Your first move builds your empire—start smart and live free!
Can my first property be both my home and an investment?
Yes — your first property can absolutely be both your home and an investment. In fact, this strategy is becoming more common and can be a powerful wealth-building move when done right.
How do I avoid the cash trap that stops most new investors?
Break free from the paycheck cycle and make your first deal work harder than your job ever did!

Start With a Strategy—Not Just a Property

We help new investors:

Hint: Some of our smartest clients start by controlling up to 16 rental units—with just 3.5% down.

Sound impossible? It’s not.
But that strategy lives inside the eBook.
Start The Conversation

Download our free
First-time Investors Blueprint

Buying a home is a milestone—but it’s also one of the most important financial decisions you’ll ever make. Whether it’s your first purchase or your fifth, no two journeys are the same.
Download Your Reverse Mortgage Guide

You’ve thought about investing in real estate.

But something keeps you stuck.

You’re not alone.

Most first-time investors delay because they don’t have the blueprint.

The truth? You don’t need to be rich or experienced to begin.

You just need a guide—and a smarter starting point.
Start The Conversation

“I bought a 4-unit at 27 with 3.5% down. My tenants covered the mortgage, and I never looked back.”

— Tanya Ruiz, Client + Now 3-Property Investor

100% Client Satisfaction

Real Comments, Real People

Hear From Some Past Clients of Our Founder

Johnny Blan

First-time home purchase and refinance with fast closing

Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!

Johnny Blan - via Facebook

Retired Investor -
CALIFORNIA
Dayana Ruiz

Guidance through the purchase process with clear explanations

They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!

Dayana Ruiz - via Facebook

Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
Dennis Nikolaev

Investor-friendly lender who goes the extra mile

I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.

Dennis Nikolaev - Facebook

Studio Leader at APCE Dennis Studio -
CHINA

One Property Can Change Everything

The first one’s the hardest—so we guide you from financing to rent setup as you launch your portfolio, not just buy a home.
Start Climbing Those Stairs