First-Time Investors
Start Small. Think Big. Grow Smart.
Learn About Our Partnership
You’ve thought about investing in real estate.
But something keeps you stuck.
- Is it the down payment?
- The fear of buying the wrong property?
- The overwhelm of being a landlord?
You’re not alone.
Most first-time investors delay because they don’t have the blueprint.
The truth? You don’t need to be rich or experienced to begin.
You just need a guide—and a smarter starting point.
What Every First-Time Investor Should Ask:
How can I buy with as little as 3.5% down—even for a 4-unit property?
Could I really control multiple units on my very first deal?
Should I house hack or invest out of state?
Can my first property be both my home and an investment?
How do I avoid the cash trap that stops most new investors?
It’s not about timing the market. It’s about starting the journey strategically.
Start With a Strategy—Not Just a Property
We help new investors:
- Use low-down-payment loans designed for multi-units
- Evaluate cash flow, cap rate, and appreciation potential
- Understand house hacking vs. out-of-state options
- Build your real estate “inner circle” of lenders, agents, and advisors
- Create a step-by-step plan to go from 1 property to 5+
Hint: Some of our smartest clients start by controlling up to 16 rental units—with just 3.5% down.
Sound impossible? It’s not.
But that strategy lives inside the eBook.
One Property Can Change Everything
The first one is the hardest.
That’s why we walk with you through:
- Pre-approval and financing
- Deal analysis and property search
- Negotiation and closing
- Rent setup, reserves, and reinvestment plans
You’re not buying a home. You’re launching a portfolio.
“I bought a 4-unit at 27 with 3.5% down. My tenants covered the mortgage, and I never looked back.”
— Tanya Ruiz, Client + Now 3-Property Investor
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA