What Every First-Time Investor Should Ask
Buying a home is a milestone—but it’s also one of the most important financial decisions you’ll ever make. Whether it’s your first purchase or your fifth, no two journeys are the same.
How can I buy with as little as 3.5% down—even for a 4-unit property?
Yes—you absolutely can!
Could I really control multiple units on my very first deal?
You better believe it — your first deal can be a power play!
Should I house hack or invest out of state?
Your first move builds your empire—start smart and live free!
Can my first property be both my home and an investment?
Yes — your first property can absolutely be both your home and an investment. In fact, this strategy is becoming more common and can be a powerful wealth-building move when done right.
How do I avoid the cash trap that stops most new investors?
Break free from the paycheck cycle and make your first deal work harder than your job ever did!
Here’s What a Reverse Mortgage Can Do:
We help new investors:
- Use low-down-payment loans designed for multi-units
- Evaluate cash flow, cap rate, and appreciation potential
- Understand house hacking vs. out-of-state options
- Build your real estate “inner circle” of lenders, agents, and advisors
- Create a step-by-step plan to go from 1 property to 5+
Hint: Some of our smartest clients start by controlling up to 16 rental units—with just 3.5% down.
Sound impossible? It’s not.
But that strategy lives inside the eBoo
Download our free First-Time Investors Blueprint
Buying your first investment property is more than a milestone — it’s a launchpad. It’s your entry into building long-term wealth through real estate. And while the journey may start with one property, what you do next can shape your entire financial future.
You’ve thought about investing in real estate.
But something keeps you stuck.
- Is it the down payment?
- The fear of buying the wrong property?
- The overwhelm of being a landlord?
You’re not alone.
Most first-time investors delay because they don’t have the blueprint.
The truth? You don’t need to be rich or experienced to begin.
You just need a guide—and a smarter starting point.
“I bought a 4-unit at 27 with 3.5% down. My tenants covered the mortgage, and I never looked back.”
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Discover the Goals That Drive Your Financial Journey
Your first investment property isn’t just a deal — it’s the beginning of your wealth-building journey.
Smart investing starts with clarity, not just cash flow.
Take the Discovery Quiz to define your goals and build a strategy that aligns with your long-term vision.
