How It Works
The Impact/Power of Your Purchase
For every loan we close, clients are invited to donate to a cause they care about. We match that donation, dollar for dollar, up to $100.
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Loans Closes Per Year
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$100 client donation × 1,200 = $120,000
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Stairway Mortgage Matches
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Total Annual Contribution
This isn’t about writing checks. It’s about writing a better future.
Why We Do This
We’re not just a mortgage company. We’re a movement—one committed to love, justice, and shared abundance.
- Encourage Client Participation – Your gift doubles its impact—at no extra cost.
- Strengthen Community Bonds – Philanthropy becomes a shared mission between us and our clients.
- Create Tangible Results – Donations aren’t vague promises—they become real solutions.
- Choose Your Cause – You pick what matters most to you—from hunger relief to human rights.
- Claim Tax Benefits – Donations may be tax-deductible—ask your CPA for details.
We proudly highlight Opportunity International—a pioneering force in ending poverty through empowerment, not dependency.
What Is a Wealth Plan—and Why Does It Matter?
A Stairway Wealth Plan™ is not a quick mortgage quote or a one-size-fits-all sales pitch. It’s a living strategy designed to help you:
No fluff. No pressure. Just the right questions, the right people, and the right steps.
What Your Plan Includes
Your Stairway Wealth Plan is tailored and holistic. We walk you through:
- Your current financial snapshot (income, debt, equity, timeline)
- Your values and long-term goals (not just “buy another house”)
- Your investment appetite, family needs, and flexibility
- Strategies to use real estate without overexposing risk
- How to leverage equity, reduce taxes, and avoid costly mistakes
- How to collaborate with your tax pro, attorney, and estate planner
- Your unique stairway to build, preserve, and one day—pass on—what matters
What Happens If You Don’t Have a Plan?
✔You overpay in taxes and don’t even realize it
✔You refinance too late—or not at all
✔You invest emotionally instead of strategically
✔You own 4 properties but no exit plan
✔You leave your family guessing about your wishes
✔You miss the golden years of buying power and leverage
A wealth plan won’t solve everything—but it will keep you focused, prepared, and ahead of the curve.
Who Needs a Stairway Wealth Plan?
✔First-time buyers who don’t want to stop at one
✔Homeowners sitting on untapped equity
✔Investors trying to scale without losing sleep
✔Professionals with large income but no real strategy
✔Families navigating major life transitions
✔Grandparents thinking about inheritance, trusts, or long-term care
✔Anyone tired of “winging it” and ready for structure
Tools & Tactics We Use to Help You Decide
✔Rent vs. buy math
✔Long-term equity tracking
✔Future property timelines
✔Retirement funding through real estate
✔Leveraging HELOCs without over-risking
✔Real estate + tax synergy
✔Smart entity and legacy planning
✔Your “Stairway Snapshot” game plan
Work With the Right People—Not Just One Person
We work with your:
"Let’s Build It Together This isn’t a product. It’s a plan. And not just any plan—it’s yours. You deserve guidance that’s not trying to sell you something… but trying to help you build something that lasts. Your stairway begins right here. Let’s take the first step. "
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA