Accountants & Underwriters
Smart Structure. Real Confidence. Behind every wealth strategy is a numbers expert who helps make it bulletproof.
Make every decision underwriter-friendly and tax-smart: map your Legacy Impact and project Buy & Hold returns before you lock your structure.
Are You Structuring Your Finances to Qualify—or Just to File?
Could your current tax strategy hurt your ability to get financing?
Stress-test approval odds early: model a rate-reduction refinance to see payment and DTI impacts before you file.
Do you know the best way to title your next investment property?
What’s the smartest way to report income when you’re self-employed?
Have you factored in how real estate losses impact your future loan eligibility?
Balance paper losses with lending reality: run a rental performance projection and align Schedule E strategy with future financing.
Are you maximizing every legal deduction without compromising buying power?
Need liquidity without killing income on paper? estimate a HELOC or model a Cash-Out Refi to access equity while staying approval-ready.
Most people treat real estate, taxes, and lending as separate topics.
The wealthiest people know they are one conversation.
The wealthiest people know they are one conversation.
Why These Professionals Are Critical to Your Real Estate Success
Accountants & CPAs
Structure Your Entity the Smart Way
Your accountant isn’t just a tax filer—they’re a financial translator. From LLCs to S Corps, they guide you in choosing the right setup for asset protection and financing ease Coordinate entity choice with lending goals: Get Introduced to a planner who works hand-in-hand with your CPA and lender.
Balance Income & Deductions
Wondering whether to show more income or take full advantage of deductions? Tap into expert strategies for income reporting, depreciation, and real estate-specific write-offs. Quantify the tradeoffs: estimate after-tax returns so deduction strategy supports long-term wealth and lending goals.
Plan Beyond April 15th
With 1031 exchanges and multi-year planning, smart CPAs help you reduce taxes not just this year—but for the next 5 to 10 years of growth. Think multi-year: build a multi-year wealth plan that aligns 1031s, refinances, and acquisitions.
A Real-World Story
“I had three investment properties and great cash flow, but my accountant aggressively wrote everything off. I got denied by two banks before my Stairway advisor worked with my CPA and an underwriter to restructure my approach. I refinanced and bought two more rentals the same year.”
— Jacob L., Investor, Austin TX
Underwriters: The Loan Decision-Makers
Most clients never meet them—but they decide if your loan gets approved.
Pre-check your file the way underwriters do: test payment scenarios and validate rental income assumptions before submission.
- They review every line of your tax return, verifying income, assets, and liabilities.
- They examine your property title, appraisal, and credit profile under strict investor guidelines.
- They find what your lender might miss, so it’s better to align with them from the start.
At Stairway, we pre-underwrite your file before it’s ever submitted—so you’re never surprised later.
Need the right experts on speed dial? Connect with estate/tax attorneys and Certified Financial Planners to keep lending, tax, and title perfectly aligned.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
Alexis Kulick - via Faceook
Easy and quick refinance with great rates and expert advice.
I recently refinanced my existing mortgage with Jim and his team, and I was so pleased with how easy and quick the whole process was. Jim and his team were very responsive to my questions, and I feel confident that I got the best rate and shaved 9 years off my mortgage. He is very knowledgeable and helped me determine the best option for myself and my family. Definitely recommend him.
Julian Einfrank - via Facebook
Complex loan scenario handled with expertise and care.
The process went smoothly. Jim Blackburn is a lending saint. He knows the market well and cares about his clients tremendously. The team made it really easy to do business, uploading documents and getting forms signed. Our situation is a bit complex. Rather than turn us away for some added work, they dug in to get it done right. They like the complexity, whereas other lenders don’t want to roll up their sleeves. Highly recommend Jim Blackburn for new loans and refinances!
Elizabeth Torres - via Facebook
Closed in time for Thanksgiving! Jim and his team were amazing, and we got a much better deal than previous lender.
We closed our loan within 19 days. Just in time for Thanksgiving!! Jim and his team are amazing! We initially had gone with a different loan office and the interest rate and down payment was ridiculous. The owner of the company where my husband works referred us to Jim and we are very grateful for that. We had such an amazing experience with Jim and his team! Since our transaction, we’ve been referring Jim to anyone we know that are thinking of purchasing a house.
David Livermore - via Google
Secured financing despite market challenges and self-employment.
Run, don't walk to work with Jim and his team. Jim helped us get financing when it seemed like an impossible feat. It was hard enough to be managing a home purchase 2000 miles away, but add to that an extremely competitive market and being self-employed, and it seemed impossible until Jim's team got involved. Jim was not only responsive; he consistently went above and beyond by making clear recommendations, working his magic, and ensuring that financing wasn’t a barrier for buying our dream house in one of the most competitive markets in the country.
Christina Curva Carrasco - via Facebook
Smooth, fast, and hassle-free mortgage and refinance process.
Jim and his team are great to work with! We have used Jim twice with our home mortgage. Both times, the process was smooth and uneventful (which is what I wanted). He has kept in touch with us and contacted us when he felt it was the right time for us to refinance! I was amazed at our refinancing process – it took them about a little over two weeks to process all our information and close! I love the new online process of submitting all the information they require – it made it super easy for me to organize and gather all the documents.
Are You an Accountant or Underwriter?
We help clients climb the stairway to financial clarity and smart lending — and that starts with detail-oriented professionals who bring accuracy, insight, and confidence to every decision.
We partner with those who value precision, transparency, and collaboration.
Together, we ensure every file, forecast, and approval supports long-term financial success.