The Debt Consolidation Calculator helps you see, in plain numbers, whether rolling your existing credit cards, personal loans, or other balances into one new loan actually works in your favor. By entering your current debts, interest rates, and monthly payments, then comparing them to a proposed consolidation loan, the Debt Consolidation Calculator shows your new payment, total interest, and how much faster (or slower) you could get out of debt. It’s a simple way to cut through confusion and decide if consolidation is a smart move—not just a different bill.

Use the Debt Consolidation Calculator as you shop lenders, adjust loan terms, or test different payoff strategies so you can clearly see the real cost and savings of each option. As you tweak interest rates, loan amounts, or payoff timelines, the Debt Consolidation Calculator updates your numbers instantly, helping you choose a plan that lowers stress, protects your cash flow, and moves you toward becoming debt-free with confidence.

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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