Which Loan Is Right for You?
Explore smarter financing options designed for your life, your goals, and your next step.
Opening Questions to Raise Awareness:
Most people don’t. And that’s where we come in.
Build Trust + Show the Stairway Advantage
At Stairway Mortgage, we believe your mortgage should fit your future—not just your finances.
That’s why we don’t just quote rates.
We ask the right questions, uncover hidden programs, and guide you through the loan landscape like a trusted advisor.
Because truth is:
There are dozens of loan types, each with benefits, limitations, and ideal use cases.
But most banks only offer one—or steer you into what’s easiest for them.
We compare hundreds of lenders, help you structure your file strategically, and match you with a loan that fits your goals—not just today, but years from now.
Popular Programs You Might Qualify For:
✔First-Time Buyer Loans with low down payments.
✔VA & Military Loans with no mortgage insurance.
✔Self-Employed Loans with flexible income documentation.
✔Investor Loans with no tax returns required.
✔Down Payment Assistance Programs & grants.
✔Jumbo & Luxury Loans for high-value properties.
✔HELOCs and 2nd Mortgages to access equity.
✔Reverse Mortgages for homeowners 55+
Pro Tip Box:
Same income, different results.
With the right structure and program, we’ve helped clients boost buying power by 15–30% without changing income or credit score.
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA