Is It Time to Refi? Let the Rate Tell You.

Get real-time rate alerts that help you act fast—before opportunity fades.

What if your ideal refinance rate hits… and you miss it by a day?

Would you even know?

How much money are you leaving on the table each month… or over 30 years?

Are you still paying 6.5% when others just locked 5.75%?

Rates don’t send out invitations. They move silently—and often unpredictably.
But with Stairway Mortgage’s Rate Alerts, you don’t have to watch the markets like a hawk. We’ll do it for you—and give you the confidence to move quickly when it matters most. We Help You:

✔Track the Exact Rate You Want

Choose your target—when we see it, you’ll know instantly.

✔Avoid Timing Regret

No more “I should’ve refi’d last month” feelings. You’ll be the one ahead of the curve.

✔Refi with Minimal Friction

Already have a loan with us? We make refinancing easier than ever with our Refi36 Guarantee (we cover most of your closing costs—ask us how).

✔Lock In Strategically, Not Emotionally

Rate decisions don’t have to feel rushed. You’ll have the data and the game plan.

Subscribe to Rate Alerts
Run My Refi Numbers
See If You Qualify for Refi36 Guarantee

100% Client Satisfaction

Real Comments, Real People

Hear From Some Past Clients of Our Founder

Johnny Blan

First-time home purchase and refinance with fast closing

Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!

Johnny Blan - via Facebook

Retired Investor -
CALIFORNIA
Dayana Ruiz

Guidance through the purchase process with clear explanations

They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!

Dayana Ruiz - via Facebook

Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
Dennis Nikolaev

Investor-friendly lender who goes the extra mile

I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.

Dennis Nikolaev - Facebook

Studio Leader at APCE Dennis Studio -
CHINA