Same-Day Approval

Be Ready Before You Fall in Love With the Home

You don’t want your dream home to slip through your fingers—because of paperwork.

Most buyers start the mortgage process after they find a house. But by the time your documents are in, someone else’s offer is already accepted. It happens all the time.

That’s why we created the Same-Day Approval system—designed to get you fully pre-approved, with full document verification, in as little as 24 hours.

Why Get Pre-Approved in Advance?

Real Life Scenario

You fall in love with the perfect home on a Saturday afternoon. Your agent asks: “Are you pre-approved?” You say: “No, but I can get it done fast…” By Monday morning, it’s under contract—with someone else.

Avoid This Mistake. Plan Ahead.

We recommend starting your pre-approval at least one week before you plan to tour homes. But if you’re short on time, don’t worry—we’ve got your back. Fast-Track Option: 24-Hour Approval We offer expedited same-day approvals when urgency strikes. To qualify, just complete your application and upload all required docs within 1 hour of submission. Our team activates immediately.

How We Move So Fast

At Stairway Mortgage, we’ve built a system designed for speed, alignment, and precision.

✔Loan Advisors, Assistants, and Underwriters working in sync

✔Insurance Agents on standby to generate quotes within minutes

✔Title and Attorney Partners ready to pull cross streets and verify closing terms

✔Top-tier Processors who know how to structure clean files

✔A support team built for velocity and accuracy

We don’t just move fast—we move smart.
Get Pre-Approved Now
Download the Preapproval Checklist
Talk to a Stairway Advisor

100% Client Satisfaction

Real Comments, Real People

Hear From Some Past Clients of Our Founder

Johnny Blan

First-time home purchase and refinance with fast closing

Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!

Johnny Blan - via Facebook

Retired Investor -
CALIFORNIA
Dayana Ruiz

Guidance through the purchase process with clear explanations

They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!

Dayana Ruiz - via Facebook

Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
Dennis Nikolaev

Investor-friendly lender who goes the extra mile

I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.

Dennis Nikolaev - Facebook

Studio Leader at APCE Dennis Studio -
CHINA