Insurance Brokers
Real Estate Without Risk? That’s a Myth.
Smart clients protect what they’re building. Smart brokers show them how.
Start Here: 6 Critical Questions Most People Miss
- Is your coverage aligned with your property’s current use? (Primary, rental, vacant, under renovation?)
- Could you afford to rebuild if the worst happened—and your insurance came up short?
- Do you have enough liability protection if a tenant or guest sues?
- Have you reviewed your policy since your property value changed?
- Are your rental properties covered under an umbrella or exposed by default?
- Is your policy in your name, or titled properly in your LLC or trust?
These are the gaps that lead to bankruptcies, lawsuits, and failed investment plans.
Why Most Insurance Coverage Isn’t Enough
Every day, we talk to investors and homeowners who assume their current coverage is fine—until a claim hits.
Real stories we’ve seen:
- A landlord’s tenant slipped on wet stairs. The policy only covered $100K. The lawsuit was $300K.
- An investor’s flip caught fire. They never changed the policy from “owner-occupied” to “builder’s risk.” Denied.
- A property owner refinanced—but forgot to update the insurance. The title was in an LLC. The claim was denied due to misalignment.
- You set up your business deal improperly and get flagged by the SEC
- You go through a divorce or family death and find yourself locked in a messy probate
What Makes a Great Insurance Broker for Real Estate?
Let’s be honest—not all brokers are created equal.
Some quote the cheapest policy.
Others act as an advisor—one who asks the right questions and protects the full picture.
Our trusted insurance partners specialize in:
- Homeowners Insurance (primary, second home, vacation)
- Landlord/Rental Property Policies
- Umbrella Liability Coverage
- Builder’s Risk Insurance (construction/renovation)
- Vacant Property Coverage
- Short-Term Rental Protection (Airbnb/VRBO)
- Flood & Hazard Add-Ons
- Commercial/Mixed-Use Property Insurance
- Entity-Owned Property Policies (LLC, Trust, S-Corp)
Risk changes. Smart coverage adapts.
Let’s Talk About Liability (Because It Could Ruin You)
Your insurance policy is your lawsuit shield.
If your net worth or equity exceeds your policy limits, you’re playing with fire.
Imagine:
- Someone is injured on your property.
- They file a claim. The judgment exceeds your policy.
- Now your savings, income, and other properties are on the line.
A $20/month umbrella policy could have saved everything.
This is the kind of guidance the right broker provides.
Educating Clients. Empowering Professionals.
If you’re a property & casualty insurance broker, you’re not just an add-on.
Educating Clients. Empowering Professionals.
If you’re a property & casualty insurance broker, you’re not just an add-on.
You’re a core part of wealth preservation in real estate—and we treat you like it.
When you join our partner network:
- We send you clients already educated on why they need you.
- Your services are promoted on our pages, emails, and downloads.
- You’re positioned as a proactive advisor, not just a policy processor.
For Insurance Pros:
“We don’t just mention your name—we build trust before the intro.”
Get referrals who are already convinced they need you.
Coverage Confidence Quiz
Is the property rented or vacant?
Is the title held in your name or an entity?
Have you renovated in the past 12 months?
Do you allow short-term rentals?
Do you have an umbrella policy?
Result: “You may have a gap in your coverage. Let us help you double-check.
Take the Smart Step Now
“Real estate investors face unique risks. My job is to protect not just their properties—but their entire financial foundation.”
100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA