Author name: Jim Blackburn

Jim Blackburn is a mortgage strategist, real estate advisor, and founder of Stairway Mortgage. With over 20 years of experience in residential and commercial lending, Jim specializes in helping families, entrepreneurs, and real estate investors make smart, confident financial decisions. He’s also a recruiter, mentor, and content creator focused on demystifying real estate, mortgage finance, and wealth-building strategies. When he’s not guiding clients through smooth closings or writing educational content, Jim is a devoted family man, a student of philosophy and theology, and a passionate believer in using leverage wisely to build long-term freedom. Follow Jim for insights on mortgage strategies, real estate investing, and financial growth.

Advisor presenting charitable remainder annuity trust benefits illustrating lifetime income and triple tax advantages for appreciated real estate
8. Legacy Angels

Charitable Remainder Annuity Trust: Create Income Now, Give to Charity Later

By Jim blackburn By Jim blackburn You own highly appreciated real estate purchased decades ago for $200,000 now worth $2,000,000. Selling triggers $450,000+ in capital gains taxes, consuming nearly 25% of your equity before you see a dollar. A charitable remainder annuity trust converts this appreciated property into guaranteed lifetime income—tax-free—while providing immediate six-figure tax […]

Real estate investor analyzing opportunity zone funds map and tax benefits for capital gains deferral investment planning
6. Active Investors

Opportunity Zone Funds: Defer Capital Gains While Investing in Growth Markets

By Jim blackburn By Jim blackburn You just sold a rental property generating a substantial capital gain. The tax bill will consume a significant portion of your profit—money you’d rather reinvest into your next acquisition. Your CPA mentions “1031 exchange” as one option, but you’re tired of the 45-day identification pressure and like-kind property restrictions.

Real estate sponsor presenting syndication of real estate investment opportunity to passive investors during capital raising
6. Active Investors

Syndication of Real Estate: Raise $500K+ From Investors for Larger Deals

By Jim blackburn By Jim blackburn You’ve successfully acquired and managed several rental properties. You understand market analysis, property operations, and value creation strategies. Now you’re looking at a 24-unit apartment building that would transform your portfolio—but it requires $1.2 million in equity capital you don’t have. Welcome to the moment many active investors face:

Real estate investor analyzing types of loans for flipping houses review with hard money terms and renovation budget comparing different financing options for flip project
6. Active Investors

Types of Loans for Flipping Houses: Match Your Financing to Your Fix-and-Flip Timeline

By Jim blackburn By Jim blackburn You’ve found a distressed property selling $80,000 below market value. The numbers work beautifully—$40,000 in renovations should create $120,000 in equity. Your contractor can complete the work in ninety days. This deal represents exactly the opportunity you’ve been searching for. Then you call your regular mortgage lender. They tell

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