Author name: Jim Blackburn

Jim Blackburn is a mortgage strategist, real estate advisor, and founder of Stairway Mortgage. With over 20 years of experience in residential and commercial lending, Jim specializes in helping families, entrepreneurs, and real estate investors make smart, confident financial decisions. He’s also a recruiter, mentor, and content creator focused on demystifying real estate, mortgage finance, and wealth-building strategies. When he’s not guiding clients through smooth closings or writing educational content, Jim is a devoted family man, a student of philosophy and theology, and a passionate believer in using leverage wisely to build long-term freedom. Follow Jim for insights on mortgage strategies, real estate investing, and financial growth.

Advisor presenting charitable remainder annuity trust benefits illustrating lifetime income and triple tax advantages for appreciated real estate
8. Legacy Angels

Charitable Remainder Annuity Trust: Create Income Now, Give to Charity Later

You own highly appreciated real estate purchased decades ago for $200,000 now worth $2,000,000. Selling triggers $450,000+ in capital gains taxes, consuming nearly 25% of your equity before you see a dollar. A charitable remainder annuity trust converts this appreciated property into guaranteed lifetime income—tax-free—while providing immediate six-figure tax deductions and fulfilling philanthropic goals you’ve held for years.

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