Author name: Jim Blackburn

Jim Blackburn is a mortgage strategist, real estate advisor, and founder of Stairway Mortgage. With over 20 years of experience in residential and commercial lending, Jim specializes in helping families, entrepreneurs, and real estate investors make smart, confident financial decisions. He’s also a recruiter, mentor, and content creator focused on demystifying real estate, mortgage finance, and wealth-building strategies. When he’s not guiding clients through smooth closings or writing educational content, Jim is a devoted family man, a student of philosophy and theology, and a passionate believer in using leverage wisely to build long-term freedom. Follow Jim for insights on mortgage strategies, real estate investing, and financial growth.

3. Homeowners

Welcome: Can We Help You Refinance Smarter?

Welcome: Can We Help You Refinance Smarter? Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we […]

2. First-Time Home Buyers

Are You Buying a Home or an Investment?

Before you start scrolling Zillow or touring open houses, stop and ask yourself one crucial question: “Am I buying a home to live in — or a property to build wealth with?” That one shift in mindset can completely change what you look for, how you budget, and the kind of future you’re building. At

0. The Stairway Process

Your Home Loan Timeline: From Yes to Closing

If you’re wondering how long it really takes to go from preapproval to closing, you’re not alone. Most people hear horror stories of delays, surprises, or last-minute chaos — but it doesn’t have to be that way. At Stairway Mortgage, we run a tight, transparent process. Here’s your step-by-step timeline and what to expect at

0. The Stairway Process

Mortgage Application 101: What to Expect

Applying for a mortgage doesn’t have to be overwhelming — especially when you know what to expect. At Stairway Mortgage, we simplify the process so you feel confident every step of the way. Whether you’re a first-time buyer or a seasoned investor, here’s everything you need to know to get started with ease. 1. It’s

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