Author name: Jim Blackburn

Jim Blackburn is a mortgage strategist, real estate advisor, and founder of Stairway Mortgage. With over 20 years of experience in residential and commercial lending, Jim specializes in helping families, entrepreneurs, and real estate investors make smart, confident financial decisions. He’s also a recruiter, mentor, and content creator focused on demystifying real estate, mortgage finance, and wealth-building strategies. When he’s not guiding clients through smooth closings or writing educational content, Jim is a devoted family man, a student of philosophy and theology, and a passionate believer in using leverage wisely to build long-term freedom. Follow Jim for insights on mortgage strategies, real estate investing, and financial growth.

0. The Stairway Process

Fixed vs. Adjustable Rates: When & Why

One of the most important decisions you’ll make when financing a home is choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM). And while one isn’t always “better” than the other, the right choice depends on your goals, timeline, and risk comfort — not just today’s rate. Let’s break down how each one works, […]

3. Homeowners

How Can I Pay Off My Home Faster?

How Can I Pay Off My Home Faster? You’ve built equity. You’ve got momentum. Now you’re asking a powerful question: “How can I get out of this mortgage sooner?” Good news — we’ve helped hundreds of homeowners shorten their loan terms, save tens of thousands in interest, and move one step closer to financial freedom.

3. Homeowners

What Docs Do I Need to Refinance?

Let’s be real — paperwork is the part nobody loves. But here’s the good news: it’s easier than you think. And with Stairway, you’ll never feel like you’re doing it alone. We’ll walk you through every step and tell you exactly what’s needed — no guessing, no overwhelm. The 5 Essentials You’ll Almost Always Need

3. Homeowners

Refi 101: Lower Payments, Faster Payoff, or Cash Out?

Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve

3. Homeowners

Why Most Homeowners Miss Out on Big Savings

Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve

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