Let’s get this out of the way right now: You do NOT need 20% down to buy a home. You can put 20% down if it fits your goals… But you don’t have to. And for many people — especially first-time buyers — it might even slow you down unnecessarily. Let’s unpack what’s really going […]
When it comes to buying a home, misinformation is everywhere — especially when it comes to mortgages. Some of it comes from well-meaning friends. Some from outdated advice. And some… is just plain wrong. Let’s clear the air. Here are the three most common mortgage myths that hold people back — and the truth behind
You’ve probably heard it a hundred times: “You need a great credit score to get a mortgage.” But what exactly is a “great” score? How much does it really affect your approval — or your interest rate? And what if your score isn’t perfect? Let’s clear up the confusion and give you the truth about
One of the most important decisions you’ll make when financing a home is choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM). And while one isn’t always “better” than the other, the right choice depends on your goals, timeline, and risk comfort — not just today’s rate. Let’s break down how each one works,
For most Americans, a mortgage isn’t just a way to buy a home — it’s the most powerful financial tool they’ll ever use. But here’s what most people never realize: The wealth is in the leverage. When used wisely, a mortgage gives you access to something far more valuable than a house — it gives
Refinancing isn’t just about lower payments or shorter terms. It’s about what those savings unlock — and who you get to become because of it. At Stairway Mortgage, we believe your refinance should be part of a bigger story: The story of you building wealth with wisdom, purpose, and power. How Refinancing Can Build Your
You’ve built equity. Now the question is: Will you just let it sit — or put it to work? A cash-out refinance lets you access the wealth you’ve already built… without selling your home. But not all equity moves are created equal. Let’s look at the smartest ways to use it. 1. Upgrade Your Home
We could throw stats at you… But what really matters is this: real people are winning with Stairway Mortgage. Not just lower payments — but clearer plans, smarter structures, and a true sense of progress. Here are just a few of their stories. Meet Amanda – The Debt Consolidator Before: Amanda was paying $2,500/month across
We could throw stats at you… But what really matters is this: real people are winning with Stairway Mortgage. Not just lower payments — but clearer plans, smarter structures, and a true sense of progress. Here are just a few of their stories. Meet Amanda – The Debt Consolidator Before: Amanda was paying $2,500/month across
Refinancing your home doesn’t mean going it alone. At Stairway Mortgage, we believe every homeowner deserves a support team, not a sales pitch. That’s why we surround you with real people whose job is to guide, protect, and empower your journey. Here’s who’s on your side — and what they actually do. 1. Mortgage Advisor
Let’s be real — paperwork is the part nobody loves. But here’s the good news: it’s easier than you think. And with Stairway, you’ll never feel like you’re doing it alone. We’ll walk you through every step and tell you exactly what’s needed — no guessing, no overwhelm. The 5 Essentials You’ll Almost Always Need