What Happens After My Offer Is Accepted?
- By Jim Blackburn
- on
- 100 first time home buyer FAQs
1. Schedule the Home Inspection ASAP
Your first priority is the home inspection. This is your opportunity to make sure the house is in good condition—roof to foundation. Hire a trusted, licensed inspector who can uncover any issues, big or small. If problems come up, you’ll have the chance to renegotiate or request repairs before moving forward.
Need a trusted home inspector quickly? Get An Introduction to licensed inspectors who can schedule promptly and provide thorough reports to keep your timeline on track.
2. Finalize Your Mortgage and Lock In Your Rate
Next, it’s time to work closely with your lender to finalize the loan. This includes locking in your interest rate, submitting final documents, and reviewing your Loan Estimate. If you’re working with Stairway Mortgage, we’ll walk you through everything—no surprises, no stress. You’re building the financial foundation that makes the home officially yours.
Want to see how rate locks affect your long-term costs? Calculate your Compare 2 Rates (Interest Costs) now to understand why locking in at the right time can save you thousands over the life of your loan.
3. Prepare for Closing Day
You’re almost there! As the closing day approaches, you’ll need to:
- Review final paperwork (like the Closing Disclosure)
- Complete a final walk-through to ensure the home is in the agreed-upon condition
Bring your down payment and closing costs (usually via wire or certified check) to the closing appointment
Once everything’s signed and the money’s in, the keys are yours!
Understanding your complete closing costs helps you prepare financially. Calculate your Conventional Purchase Loan Payment now to see your down payment, closing costs, and first month’s expenses—so there are no surprises on closing day.
Almost Home — Let’s Finish Strong Together
At Stairway Mortgage, we’re with you from first showing to final signature. You’re not just buying a home—you’re crossing the finish line into your future.
📘 Download our homebuyer guides with closing checklists.
🤝 Get An Introduction to trusted inspectors.
🧮 Prepare for closing with our Conventional Purchase Calculator.
📊 Check Current Rates for rate lock timing.
Ready to Take Your First Step?
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