Client Profile: Name: Marisol Age: 47 Occupation: Owner of a mobile pet grooming business Goal: Lower taxable income while building long-term wealth Location: Austin, TX The Situation Marisol was making great money from her business — grossing over $185K/year — but when tax season hit, her CPA kept delivering bad news. “I was working hard, but writing huge checks to […]
Client Profile: Name: Kevin Age: 51 Occupation: Electrical engineer Goal: Sell inherited family home without paying massive capital gains Location: San Diego, CA The Situation Kevin inherited his childhood home after his mother passed away. She had purchased it in 1984 for $96,000. The home was now worth $570,000. Kevin wanted to sell it to settle her estate and reinvest the
How Two Busy Physicians Became Passive Real Estate Investors and Found Peace of Mind Client ProfileNames: Dr. Maya & Dr. Chris P.Ages: 41 & 43Occupations: Emergency Medicine & PediatricsLocation: Dallas, TXInvestment Type: Multifamily Syndication The Situation Maya and Chris are the definition of hard-working professionals — 60 to 80 hour workweeks, nights on call, and
The 4 Ways Real Estate Pays You Most people think real estate just builds wealth through home appreciation. But that’s only part of the picture. The truth is, real estate is a four-in-one wealth machine — and when done right, it works in the background while you sleep. Let’s walk through the four ways real
The Wealth Gap: What the Rich Know About Real Estate Let’s talk about the truth behind the wealth gap. It’s not just income. It’s not just education. It’s ownership — especially real estate ownership. The wealthy understand how to use real estate as a tool, not just a place to live. And once you understand
Real estate is one of the most powerful ways to build generational wealth.But there’s one lesser-known tax rule that can quietly protect that wealth and pass it on — almost tax-free. It’s called the step-up in basis — and if you own property, you need to understand it. It could mean the difference between your
Retirement should be a time to enjoy the life you’ve built — not worry about running out of money. But with inflation, rising healthcare costs, and longer life expectancy, many retirees are realizing their savings may not stretch as far as they hoped. That’s where a reverse mortgage comes in. It’s not just a way
Reverse mortgages aren’t just for emergencies — they’re for elevating your retirement plan with more flexibility, freedom, and long-term control. Whether you want to preserve investments, delay taxes, or create a reliable income buffer, a reverse mortgage can be a strategic financial tool — not just a fallback. Here’s how smart homeowners and financial planners
1. Market Value Is What a Buyer Will Pay Market value is the price your home would likely sell for in today’s market. It’s determined by: Location and neighborhood trends The condition and features of the home Comparable recent sales (comps) Appraisers, real estate agents, and buyers all use market value as the real-time price tag of your
1. Mortgage Interest and Property Tax Deductions Can Lower Your Taxable Income One of the biggest tax benefits of owning a home is the ability to deduct mortgage interest and property taxes from your taxable income. Mortgage interest deduction: You can deduct the interest you pay on your mortgage loan, which can add up to significant savings, especially in
1. Property Taxes Are Often Paid Through an Escrow Account If your mortgage includes an escrow account, part of your monthly mortgage payment will go toward paying your property taxes. Your lender will collect these payments from you each month and then pay the property tax bill on your behalf when it’s due This means you don’t have to worry