The 4 Ways Real Estate Pays You Most people think real estate just builds wealth through home appreciation. But that’s only part of the picture. The truth is, real estate is a four-in-one wealth machine — and when done right, it works in the background while you sleep. Let’s walk through the four ways real […]
The Wealth Gap: What the Rich Know About Real Estate Let’s talk about the truth behind the wealth gap. It’s not just income. It’s not just education. It’s ownership — especially real estate ownership. The wealthy understand how to use real estate as a tool, not just a place to live. And once you understand
Your home has equity — and maybe a lot of it. The big question is: Should you tap into it? And if so, should you refinance your whole mortgage or open a HELOC instead? Both options have pros and cons, and the right one depends on your current rate, your cash needs, and your long-term
Should You Pay Points to Lower Your Rate? If you’ve ever gotten a mortgage quote and seen “discount points” or “rate buydown” listed, you might have wondered… Is it worth paying extra upfront to get a lower interest rate? The answer? Sometimes yes. Sometimes no. It all depends on how long you plan to hold
When you’re shopping for a home loan, most people start with their local bank or credit union. But here’s the truth: Your bank only has one offer. A mortgage broker has dozens — and our job is to fight for you, not the lender. At Stairway Mortgage, we believe educated clients make empowered decisions. So
It’s a hard question.But if you own property — or plan to — it’s one you have to ask: “If I pass away… who takes care of the home? Who gets it? Will my family be protected?” The truth is, owning real estate without a plan can create unintended stress, confusion, or even financial loss
For most Americans, a mortgage isn’t just a way to buy a home — it’s the most powerful financial tool they’ll ever use. But here’s what most people never realize:The wealth is in the leverage. When used wisely, a mortgage gives you access to something far more valuable than a house — it gives you
Let’s be real — paperwork is the part nobody loves. But here’s the good news: it’s easier than you think. And with Stairway, you’ll never feel like you’re doing it alone. We’ll walk you through every step and tell you exactly what’s needed — no guessing, no overwhelm. The 5 Essentials You’ll Almost Always Need
We could throw stats at you… But what really matters is this: real people are winning with Stairway Mortgage. Not just lower payments — but clearer plans, smarter structures, and a true sense of progress. Here are just a few of their stories. Meet Amanda – The Debt Consolidator Before: Amanda was paying $2,500/month across
Real estate is one of the most powerful ways to build generational wealth.But there’s one lesser-known tax rule that can quietly protect that wealth and pass it on — almost tax-free. It’s called the step-up in basis — and if you own property, you need to understand it. It could mean the difference between your
Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve