Everyone wants the lowest mortgage rate — and for good reason. Even a small difference in your rate can mean thousands of dollars saved over the life of your loan. But here’s what most people don’t know: It’s not just about the rate you’re quoted. It’s about the structure, the timing, and who’s negotiating for […]
1. A Mortgage Lender Is the Direct Source of Your Loan A mortgage lender is a financial institution, such as a bank, credit union, or online lender, that provides the loan directly to the borrower. Key points about mortgage lenders: They fund the loan and handle the approval and underwriting process. You work directly with the lender to secure your mortgage. Mortgage lenders
Everyone wants the lowest mortgage rate — and for good reason. Even a small difference in your rate can mean thousands of dollars saved over the life of your loan. But here’s what most people don’t know: It’s not just about the rate you’re quoted. It’s about the structure, the timing, and who’s negotiating for
Big banks make big promises. But when it comes to refinancing, it’s often the little things they overlook — or flat-out can’t offer — that end up costing you the most. At Stairway Mortgage, we’re structured differently. We’re a broker-direct hybrid with more tools, more flexibility, and more attention to you. Let’s break it down.
When you’re shopping for a home loan, most people start with their local bank or credit union. But here’s the truth: Your bank only has one offer. A mortgage broker has dozens — and our job is to fight for you, not the lender. At Stairway Mortgage, we believe educated clients make empowered decisions. So
Refinancing your home doesn’t mean going it alone. At Stairway Mortgage, we believe every homeowner deserves a support team, not a sales pitch. That’s why we surround you with real people whose job is to guide, protect, and empower your journey. Here’s who’s on your side — and what they actually do. 1. Mortgage Advisor
Big news — Stairway Mortgage has leveled up. We’re proud to announce that we are now a Direct Correspondent Lender. What started as a high-performing brokerage has grown into one of the top-producing mortgage platforms in the country — and now, we fund loans with our own capital. So what does that mean for you?