Client Profile: Name: Marisol Age: 47 Occupation: Owner of a mobile pet grooming business Goal: Lower taxable income while building long-term wealth Location: Austin, TX The Situation Marisol was making great money from her business — grossing over $185K/year — but when tax season hit, her CPA kept delivering bad news. “I was working hard, but writing huge checks to […]
Client Profile: Name: Kevin Age: 51 Occupation: Electrical engineer Goal: Sell inherited family home without paying massive capital gains Location: San Diego, CA The Situation Kevin inherited his childhood home after his mother passed away. She had purchased it in 1984 for $96,000. The home was now worth $570,000. Kevin wanted to sell it to settle her estate and reinvest the
Client Profile: Names: Damien & Krystal Ages: 40 & 38 Occupations: HVAC technician & high school teacher Goal: Protect their home and children in case something happened Location: Columbia, SC The Situation Damien and Krystal had just closed on their dream home — a 4-bedroom in a quiet neighborhood, with a $475,000 mortgage. During their post-closing planning session, we brought
Client Profile: Names: Michelle & Darren Ages: 58 & 61 Occupations: Retired teacher and small business owner Goal: Make sure their rental properties passed to their kids without legal delays Location: Sacramento, CA The Situation Michelle and Darren owned 3 properties: Their primary residence A duplex rental A paid-off condo in Arizona They had wills but hadn’t taken the time
Client Profile: Name: Angela Age: 56 Occupation: Nurse Status: Recently widowed Goal: Keep her home and protect her kids’ future Location: Fresno, CA The Situation Angela and her husband, Victor, had purchased their home 11 years earlier. They were both on the deed, but only Victor was on the mortgage. He passed away suddenly after a brief illness. Victor did not leave a
If you own property, you don’t just need a title and a will — you need a plan. That plan should include a trust — because trusts aren’t just for the ultra-wealthy. They’re one of the simplest and most powerful tools to: Avoid probate Protect your assets Control what happens to your real estate —
Paying for college has never been more expensive — or more emotionally charged.For grandparents who want to help but are on a fixed income, the desire to contribute can feel at odds with protecting their own retirement. But there’s a little-known, strategic solution that’s helping families across the country fund college without draining savings or
Owning a home is one of the biggest financial commitments of your life. So here’s the question:If something happened to you tomorrow… would your family still be able to stay in the home? That’s where term life insurance comes in — and why it’s one of the most overlooked but essential tools every homeowner should
It’s a hard question.But if you own property — or plan to — it’s one you have to ask: “If I pass away… who takes care of the home? Who gets it? Will my family be protected?” The truth is, owning real estate without a plan can create unintended stress, confusion, or even financial loss
Not everyone can get a reverse mortgage — and that’s a good thing.This unique loan is designed for a specific stage of life, with safeguards to ensure it supports the people it was meant to help. If you’re curious whether you or a loved one qualifies, here’s exactly what lenders look for — and how
Let’s clear this up right now:Yes. You still own your home. One of the most common myths about reverse mortgages is that the bank “takes your house.” That is absolutely false. With a reverse mortgage, you retain full ownership and title — just like you would with a traditional mortgage. The difference is simply in