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DSCR Investment Purchase Loan Calculator

Real estate investors often hit a wall with traditional loans due to income limits, tax write-offs, or documentation headaches. But with a DSCR (Debt-Service Coverage Ratio) Loan, you can qualify for an investment property purchase without showing your personal income—as long as the property cash flows.

Here’s how to use the DSCR Investment Purchase Calculator to break down your payment, cash needed to close, rental income requirements, and long-term return.

Why DSCR Loans Make Sense for Investors

  • No income verification — focus is on the property, not your W-2 or tax returns
  • Cash flow is king — the loan is based on DSCR, not debt-to-income
  • Flexibility — great for self-employed borrowers or those with many write-offs
  • 15% down options — through broker access to niche lenders

Final Thoughts

With strong rents and a conservative 15% down, a DSCR investment purchase allows you to leverage today’s opportunities without getting tangled in traditional mortgage red tape. If the property cash flows, you qualify—simple as that.

Ready to Get Preapproved for a DSCR Investment Property?

Let us help you structure your loan, analyze cash flow, and make sure the deal fits your wealth-building plan. No tax returns, no income docs—just strategy and smart leverage.

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • Takes just 5 minutes
  • Tailored results based on your answers
  • No credit check required
Take the Discovery Quiz

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • Only 2 minutes to complete
  • Quick turnaround on pre-approval
  • No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

Schedule a Call

Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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