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Bridge Loan, Recast And Tax Savings Calculator

Are you selling your current home and planning to buy another? If so, you may be wondering how to unlock your equity before closing, reduce your future mortgage payment, and potentially save tens of thousands in taxes.

That’s exactly what our Bridge Loan, Capital Gains Exclusion, and Mortgage Recast Calculator was designed to help you do.

Let’s walk through the strategy, the savings, and how it all works together to build long-term wealth.

Bridge Loans: Leverage Your Current Equity, Even Before You Sell

One of the biggest challenges in today’s market is timing. You find your dream home, but your current one hasn’t sold yet. A bridge loan solves that.

By allowing you to borrow against the equity in your existing home before it closes, a bridge loan gives you:

  • A competitive edge with a stronger, non-contingent offer
  • A way to cover your new down payment without liquidating investments
  • Flexibility to move on your timeline instead of the market’s

For primary residences, you can access up to 80% of your equity. For investment properties or second homes, it’s up to 75%.

Take the First Step Toward Smarter Financing

Our calculator helps you estimate:

  • Your bridge loan equity
  • Your cash-to-close and monthly payment
  • Your capital gains tax savings
  • And your recast-adjusted future payment

Once you see your numbers clearly, you can take action with confidence.

Talk to a licensed loan officer today and discover how to use your equity, maximize your tax savings, and structure a mortgage that truly fits your life.

Get Preapproved Now. Start Planning Your Wealth Journey.

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • Takes just 5 minutes
  • Tailored results based on your answers
  • No credit check required
Take the Discovery Quiz

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • Only 2 minutes to complete
  • Quick turnaround on pre-approval
  • No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

Schedule a Call

Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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