How Long Does It Take to Buy a Home

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How Long Does It Take to Buy a Home

1. House Hunting: The Search Begins

The first stage is finding the right home—and this part depends entirely on you. Some buyers fall in love with the first house they tour. Others might take a few months to find “the one.” Your timeline will depend on your budget, your wishlist, and how competitive the local market is. Pro tip? Having a pre-approval letter in hand speeds this up.

2. Making an Offer + Getting a Mortgage (30–45 Days)

Once you’ve found the right home and made an offer, the real countdown begins. If your offer is accepted, the next 30–45 days will be a whirlwind of appraisals, inspections, paperwork, and loan processing. During this time, your lender works behind the scenes to finalize everything — and we’ll guide you through every step so you’re never in the dark.

3. Closing Day: Time to Get the Keys

The final step is Closing Day — when you sign the final documents, pay any remaining closing costs, and finally get the keys to your new home. It’s the finish line of your buying journey, and the beginning of your next chapter. 🎉

Want a Step-by-Step Timeline Personalized to You?

📘 Download our free “First-Time Buyer Game Plan” eBook for a full roadmap from start to finish
💬 Hop into our live chat and we’ll help you plan your homebuying timeline
📞 Or schedule a call to walk through your specific goals and timeframe

At Stairway Mortgage, we help you move smart, not rushed.
Your home is waiting — let’s make a plan to get there.

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • Takes just 5 minutes
  • Tailored results based on your answers
  • No credit check required
Take the Discovery Quiz

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • Only 2 minutes to complete
  • Quick turnaround on pre-approval
  • No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

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