How Does a Home Inspection Work
- By Jim Blackburn
- on
- 100 first time home buyer FAQs
1. A Home Inspector Examines the Entire Property
When you’re under contract, you’ll schedule a licensed home inspector to visit the property. During the inspection, they’ll review:
Structural components like the foundation, roof, walls, attic, and basement
Systems like electrical, HVAC, and plumbing
Windows, doors, appliances, water heater, and more
It typically takes 2–3 hours, and you’re encouraged to attend so you can ask questions in real-time.
2. You’ll Receive a Detailed Inspection Report
After the visit, your inspector will provide a full written report that includes:
Notes on any visible defects, damage, or code violations
Photos of issues
A breakdown of what’s urgent, what’s recommended, and what’s minor
This report helps you understand the true condition of the home—and what repairs might be coming soon.
3. You Can Use the Results to Renegotiate the Deal
A good inspection gives you leverage. Based on what’s discovered, you can:
- Request that the seller make certain repairs before closing
- Negotiate a price reduction or seller credit
- Walk away if the issues are too major (as long as you have an inspection contingency)
A home inspection isn’t just a formality—it’s a financial safety net.
Ready to Book a Home Inspection? Let’s Make Sure You Know What to Ask
Download our free “Home Inspection Checklist” — includes must-ask questions, red flags, and negotiation tips
Chat live now to find trusted inspectors in your area
Schedule a call with a Stairway Mortgage advisor to walk through your inspection results and next steps
At Stairway Mortgage, we believe peace of mind is part of the price tag—
and we’ll help you protect it.
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