1. Get Pre-Approved to Know Your Budget Pre-approval is your first smart move. You’ll provide your lender with basic financial information—income, debts, credit history—and they’ll give you a pre-approval letter with a loan amount you qualify for. This helps you shop with confidence, knowing what’s in your price range—and shows sellers you’re a serious buyer. […]
Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve
Refinancing your home doesn’t mean going it alone. At Stairway Mortgage, we believe every homeowner deserves a support team, not a sales pitch. That’s why we surround you with real people whose job is to guide, protect, and empower your journey. Here’s who’s on your side — and what they actually do. 1. Mortgage Advisor
When you’re shopping for a home loan, most people start with their local bank or credit union. But here’s the truth: Your bank only has one offer. A mortgage broker has dozens — and our job is to fight for you, not the lender. At Stairway Mortgage, we believe educated clients make empowered decisions. So
Big news — Stairway Mortgage has leveled up. We’re proud to announce that we are now a Direct Correspondent Lender. What started as a high-performing brokerage has grown into one of the top-producing mortgage platforms in the country — and now, we fund loans with our own capital. So what does that mean for you?
One of the most important decisions you’ll make when financing a home is choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM). And while one isn’t always “better” than the other, the right choice depends on your goals, timeline, and risk comfort — not just today’s rate. Let’s break down how each one works,
Big banks make big promises. But when it comes to refinancing, it’s often the little things they overlook — or flat-out can’t offer — that end up costing you the most. At Stairway Mortgage, we’re structured differently. We’re a broker-direct hybrid with more tools, more flexibility, and more attention to you. Let’s break it down.
Want to move faster, avoid expensive mistakes, and actually enjoy the real estate process? Build your team before you need it. Because buying or investing in property isn’t a solo sport — it’s a team game. And the people around you determine your speed, your results, and your peace of mind. Let’s walk through the
If you want to build a real estate portfolio, retire early, or just make smarter decisions with your home… You need a vision. Not a random “someday” plan — a clear picture of what you want over the next 5 years. And one of the most powerful tools to keep you focused and inspired? A
Everyone wants the lowest mortgage rate — and for good reason. Even a small difference in your rate can mean thousands of dollars saved over the life of your loan. But here’s what most people don’t know: It’s not just about the rate you’re quoted. It’s about the structure, the timing, and who’s negotiating for
If you’re wondering how long it really takes to go from preapproval to closing, you’re not alone. Most people hear horror stories of delays, surprises, or last-minute chaos — but it doesn’t have to be that way. At Stairway Mortgage, we run a tight, transparent process. Here’s your step-by-step timeline and what to expect at