If you’re an investor looking to build a short-term rental (STR) from the ground up, there’s a powerful combo that can help you scale fast: use a construction loan to fund the build, then refinance into a DSCR loan once the rental is cash-flowing. This two-step strategy helps you: Finance new construction without traditional income […]
If you already own a home, you may be sitting on the key to your next one—your equity. Instead of waiting to save for a new down payment, many homeowners use a refinance strategy to unlock cash and keep things moving forward. Whether you’re moving up, downsizing, or buying an investment property, refinancing your current
What If You Could Graduate With Equity Instead of Student Loan Debt? College used to be all about education and debt. But a new wave of young adults is using a smarter strategy: buying real estate as a student. With the right housing investment loan, you can purchase a home or multi-unit property, live in part of
Waiting for interest rates to drop?Hoping home prices will fall? You’re not alone — but while you wait, you might be losing more than you think. At Stairway Mortgage, we help you move forward with confidence today and flexibility tomorrow. Our 3-Year Refinance Guarantee gives you built-in control over your mortgage strategy — so you can stop renting, start
A Fixed-Rate Mortgage Keeps Your Payments Predictable With a fixed-rate mortgage, your interest rate—and your monthly payment—stay the same for the life of the loan, whether that’s 15, 20, or 30 years. This is ideal if: It’s the “set-it-and-forget-it” option that gives many buyers peace of mind. See what fixed-rate payments look like with our
Divorce is tough—emotionally, financially, and logistically. But one thing is certain: you don’t have to give up your homeownership goals. Whether you’re trying to keep the home, buy out your ex, or start fresh, we’ll help you plan the right mortgage strategy to protect your credit, stability, and future. What Happens to the Mortgage During
Relocating to a new state is exciting — it’s a chance to start fresh, build something new, and step into the next chapter of your life. But without the right strategy, it can quickly turn into a logistical nightmare. You’re not just moving your belongings — you’re navigating new laws, new markets, and new timelines,
You Don’t Have to Buy a Home Alone If you’re a first-time buyer with solid credit but not enough income to qualify for the home you want, there’s a powerful solution: bring in a non-occupant co-borrower. This strategy lets someone (usually a parent, relative, or close friend) co-sign on your mortgage without living in the
If you started your journey with a rent-to-own agreement, you’re already one step closer to owning a home. But how do you make that final leap from tenant to owner? In this guide, we’ll show you how to use a mortgage to complete your rent-to-own contract, including timelines, tips, and strategies to protect your investment