Whether you’re buying your first home or your first investment property, one of the biggest decisions is this: Do you go single-family… or multi-family? Each path has pros and cons, and the right choice depends on your lifestyle, your goals, and your long-term wealth plan. Let’s break down the key differences so you can decide […]
If you own property, you don’t just need a title and a will — you need a plan. That plan should include a trust — because trusts aren’t just for the ultra-wealthy. They’re one of the simplest and most powerful tools to: Avoid probate Protect your assets Control what happens to your real estate —
Owning a home is one of the biggest financial commitments of your life. So here’s the question:If something happened to you tomorrow… would your family still be able to stay in the home? That’s where term life insurance comes in — and why it’s one of the most overlooked but essential tools every homeowner should
It’s a hard question.But if you own property — or plan to — it’s one you have to ask: “If I pass away… who takes care of the home? Who gets it? Will my family be protected?” The truth is, owning real estate without a plan can create unintended stress, confusion, or even financial loss
For most Americans, a mortgage isn’t just a way to buy a home — it’s the most powerful financial tool they’ll ever use. But here’s what most people never realize:The wealth is in the leverage. When used wisely, a mortgage gives you access to something far more valuable than a house — it gives you
Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve
Let’s be real — paperwork is the part nobody loves. But here’s the good news: it’s easier than you think. And with Stairway, you’ll never feel like you’re doing it alone. We’ll walk you through every step and tell you exactly what’s needed — no guessing, no overwhelm. The 5 Essentials You’ll Almost Always Need
We could throw stats at you… But what really matters is this: real people are winning with Stairway Mortgage. Not just lower payments — but clearer plans, smarter structures, and a true sense of progress. Here are just a few of their stories. Meet Amanda – The Debt Consolidator Before: Amanda was paying $2,500/month across
You’ve probably heard it a hundred times:“You need a great credit score to get a mortgage.” But what exactly is a “great” score?How much does it really affect your approval — or your interest rate?And what if your score isn’t perfect? Let’s clear up the confusion and give you the truth about how credit scores
Real estate is one of the most powerful ways to build generational wealth.But there’s one lesser-known tax rule that can quietly protect that wealth and pass it on — almost tax-free. It’s called the step-up in basis — and if you own property, you need to understand it. It could mean the difference between your
When it comes to buying a home, misinformation is everywhere — especially when it comes to mortgages.Some of it comes from well-meaning friends.Some from outdated advice.And some… is just plain wrong. Let’s clear the air. Here are the three most common mortgage myths that hold people back — and the truth behind each one. Myth