How Can I Pay Off My Home Faster? You’ve built equity. You’ve got momentum. Now you’re asking a powerful question: “How can I get out of this mortgage sooner?” Good news — we’ve helped hundreds of homeowners shorten their loan terms, save tens of thousands in interest, and move one step closer to financial freedom. […]
Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we help you understand how it can serve
Welcome: Can We Help You Refinance Smarter? Most people think refinancing is just about chasing a lower rate. But the truth? It’s one of the most underused tools for building wealth, reducing risk, and creating long-term financial freedom. At Stairway Mortgage, we don’t just look at what a refinance can save you today — we
The Real Cost of Waiting to Buy “I think I’ll wait until the market cools down.” “I want to save more first.” “I’ll buy next year — when rates drop.” These are all valid thoughts. But here’s the problem: the market doesn’t wait. And the cost of waiting to buy a home is often far
Short-Term Rental or Long-Term Tenant? Pros & Cons So you’ve got a property (or plan to buy one)… Now you’re wondering: Should I rent it out long-term — or go the Airbnb route? Both strategies can build cash flow. But they’re very different in terms of management, income, and lifestyle. Let’s break it down so
Let’s talk about three of the most misunderstood forces in personal finance — and how they can either drain your wealth or build it faster than anything else: Inflation Interest rates Ownership Most people think rising rates and inflation are bad for buyers. But smart buyers understand the full picture — and how ownership protects
The 4 Ways Real Estate Pays You Most people think real estate just builds wealth through home appreciation. But that’s only part of the picture. The truth is, real estate is a four-in-one wealth machine — and when done right, it works in the background while you sleep. Let’s walk through the four ways real
The Wealth Gap: What the Rich Know About Real Estate Let’s talk about the truth behind the wealth gap. It’s not just income. It’s not just education. It’s ownership — especially real estate ownership. The wealthy understand how to use real estate as a tool, not just a place to live. And once you understand
Your home has equity — and maybe a lot of it. The big question is: Should you tap into it? And if so, should you refinance your whole mortgage or open a HELOC instead? Both options have pros and cons, and the right one depends on your current rate, your cash needs, and your long-term
Should You Pay Points to Lower Your Rate? If you’ve ever gotten a mortgage quote and seen “discount points” or “rate buydown” listed, you might have wondered… Is it worth paying extra upfront to get a lower interest rate? The answer? Sometimes yes. Sometimes no. It all depends on how long you plan to hold
Refinancing your home doesn’t mean going it alone. At Stairway Mortgage, we believe every homeowner deserves a support team, not a sales pitch. That’s why we surround you with real people whose job is to guide, protect, and empower your journey. Here’s who’s on your side — and what they actually do. 1. Mortgage Advisor