You’ve built equity. Now the question is: Will you just let it sit — or put it to work? A cash-out refinance lets you access the wealth you’ve already built… without selling your home. But not all equity moves are created equal. Let’s look at the smartest ways to use it. 1. Upgrade Your Home […]
You’ve built equity in your home — that’s great. Now you want to put that equity to work, maybe for: Paying off debt Investing in another property Funding a renovation or business venture But there’s one thing you don’t want to do: Risk your home in the process. Good news — there are safe, smart,
Let’s get this out of the way right now: You do NOT need 20% down to buy a home. You can put 20% down if it fits your goals… But you don’t have to. And for many people — especially first-time buyers — it might even slow you down unnecessarily. Let’s unpack what’s really going