How a Great Lending Team Closed a Mortgage in Just 12 Days
- By Jim Blackburn
- on
Client Profile:
- Names: Greg & Alana
- Ages: 39 & 36
- Occupations: Chef and operations director
- Goal: Close quickly on a home before their lease expired
- Location: Columbus, OH
The Situation
Greg and Alana found the perfect home: updated kitchen, great schools, priced to sell.
There was just one problem — the seller had multiple offers and was only entertaining buyers who could close in 14 days or less.
Greg called us in a panic:
“We’re preapproved… but is it even possible to close that fast?”
We said yes — but only if your team is dialed in.
The Strategy
We immediately activated our Dream Team playbook:
- Lender: Had already collected docs and submitted full file to underwriting
- Realtor: Jumped on contract negotiations and secured a 12-day timeline
- Title Company: Pulled prelim and cleared title within 48 hours
- Planner/Attorney: Reviewed purchase agreement and updated their living trust
- Clients: Responsive, organized, and ready to go
All team members were in sync — sharing documents, emailing updates, and working from one unified thread.
The Timeline
Step | Day Completed |
Offer Accepted | Day 1 |
Appraisal Ordered | Day 2 |
Title Work Cleared | Day 3 |
Appraisal Received | Day 6 |
Clear to Close | Day 10 |
Signing + Funding | Day 12 |
Moved in | Day 13 (1 day before lease ended) |
The Result
- Closed in 12 days with no delays
- Beat out 5 other offers — including one with more cash — by offering speed + certainty
- Saved over $1,400 by avoiding double rent
- Built instant equity thanks to a well-negotiated offer
What Alana Said
“We couldn’t have pulled this off if we didn’t have every player ready. Our lender, our agent, even the title rep — it felt like everyone was rowing in the same direction.”
Takeaway for Readers
The right team doesn’t just help you buy a house — they help you win the deal, close faster, protect your interests, and avoid stress.
Build your team before you need them.
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