Author name: Jim Blackburn

Jim Blackburn is a mortgage strategist, real estate advisor, and founder of Stairway Mortgage. With over 20 years of experience in residential and commercial lending, Jim specializes in helping families, entrepreneurs, and real estate investors make smart, confident financial decisions. He’s also a recruiter, mentor, and content creator focused on demystifying real estate, mortgage finance, and wealth-building strategies. When he’s not guiding clients through smooth closings or writing educational content, Jim is a devoted family man, a student of philosophy and theology, and a passionate believer in using leverage wisely to build long-term freedom. Follow Jim for insights on mortgage strategies, real estate investing, and financial growth.

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Mortgage Rate Shopping the Smart Way: Broker vs. Banker

Everyone wants the lowest mortgage rate — and for good reason. Even a small difference in your rate can mean thousands of dollars saved over the life of your loan. But here’s what most people don’t know: It’s not just about the rate you’re quoted. It’s about the structure, the timing, and who’s negotiating for […]

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Your Home Loan Timeline: From Yes to Closing

If you’re wondering how long it really takes to go from preapproval to closing, you’re not alone. Most people hear horror stories of delays, surprises, or last-minute chaos — but it doesn’t have to be that way. At Stairway Mortgage, we run a tight, transparent process. Here’s your step-by-step timeline and what to expect at

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Mortgage Application 101: What to Expect

Applying for a mortgage doesn’t have to be overwhelming — especially when you know what to expect. At Stairway Mortgage, we simplify the process so you feel confident every step of the way. Whether you’re a first-time buyer or a seasoned investor, here’s everything you need to know to get started with ease. 1. It’s

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How We Guide You From Preapproval to Keys in Hand

Getting preapproved is a powerful first step — but what happens after that? At Stairway Mortgage, we don’t just help you get approved. We walk with you, every step, until you’re holding the keys to your new home — and even beyond. Here’s what the journey looks like once your preapproval is in hand. 1.

2. First-Time Home Buyers

Why Time Is Your Greatest Ally in Buying a Home

Let’s be honest — the housing market can feel unpredictable. Rates move. Prices fluctuate. Inventory shifts. It’s tempting to wait for “the perfect time.” But here’s the truth: time is your greatest asset when it comes to building wealth through real estate. At Stairway Mortgage, we’ve helped hundreds of buyers realize that the smartest move

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How the Stairway Process Works

Buying a home is one of the biggest financial decisions you’ll ever make — but it doesn’t have to feel overwhelming. At Stairway Mortgage, we’ve developed a simple, clear, and empowering way to guide you every step of the way. We call it the Stairway Process — a 3-step path built to take you from

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