Real Estate Agent or Broker: What’s the Difference and Which Do You Need?
- By Jim Blackburn
- on
- Buy A House, Financial Planning, First-Time Home Buyer, Real Estate Agent

1. Real Estate Agents Are Licensed Guides
A real estate agent is licensed to help buyers and sellers navigate real estate transactions. They can show homes, write offers, negotiate, and support you every step of the way. However, agents must work under a licensed broker, who oversees the legal and ethical side of every deal.
Connect with experienced agents who understand first-time buyers through our realtors and wholesalers network to find professionals who can guide you through your purchase.
2. Brokers Are More Experienced and Independent
A real estate broker has taken their education a step further. They’ve passed a higher-level exam and typically have more experience under their belt. Brokers can work on their own, run their own businesses, and supervise teams of agents. When things get complex, brokers have more authority to resolve challenges and handle big-picture negotiations.
Whether working with an agent or broker, ensure you’re financially prepared with our same-day approval so you can make competitive offers when you find the right home.
3. You’re in Good Hands Either Way
Whether you’re working with an agent or a broker, the most important thing is experience, communication, and local knowledge. Most first-time buyers are represented by an agent, but that agent is backed by a broker behind the scenes. At the end of the day, they’re both focused on helping you win.
Once you’ve found your agent or broker, get pre-approved using our FHA Purchase Loan or Conventional Purchase Loan calculator to show sellers you’re a serious buyer.
Build your complete homebuying team by exploring our first-time buyer resources to understand who does what and how everyone works together.
Want to Build a Winning Homebuying Team?
The right real estate professional paired with the right financing makes all the difference. Here’s how to get started:
🤝 Connect with trusted agents and brokers through our realtors and wholesalers network
⚡ Get same-day approval so you’re ready to make offers when you find the perfect home
đź’° Calculate your buying power with FHA Purchase Loan or Conventional Purchase Loan calculators
📚 Learn your complete strategy at our buy a house page
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