If you’re an investor looking to build a short-term rental (STR) from the ground up, there’s a powerful combo that can help you scale fast: use a construction loan to fund the build, then refinance into a DSCR loan once the rental is cash-flowing. This two-step strategy helps you: Finance new construction without traditional income […]
Divorce is tough—emotionally, financially, and logistically. But one thing is certain: you don’t have to give up your homeownership goals. Whether you’re trying to keep the home, buy out your ex, or start fresh, we’ll help you plan the right mortgage strategy to protect your credit, stability, and future. What Happens to the Mortgage During
If you started your journey with a rent-to-own agreement, you’re already one step closer to owning a home. But how do you make that final leap from tenant to owner? In this guide, we’ll show you how to use a mortgage to complete your rent-to-own contract, including timelines, tips, and strategies to protect your investment
Relocating to a new state is exciting — it’s a chance to start fresh, build something new, and step into the next chapter of your life. But without the right strategy, it can quickly turn into a logistical nightmare. You’re not just moving your belongings — you’re navigating new laws, new markets, and new timelines,
Waiting for interest rates to drop?Hoping home prices will fall? You’re not alone — but while you wait, you might be losing more than you think. At Stairway Mortgage, we help you move forward with confidence today and flexibility tomorrow. Our 3-Year Refinance Guarantee gives you built-in control over your mortgage strategy — so you can stop renting, start
An interest-only mortgage gives you the option to pay just the interest for the first several years of your loan term—typically five, seven, or ten years. During this time, your monthly payments are significantly lower than they would be with a fully amortizing loan. That freed-up cash can be reinvested into your business, used to
If you own a business, work for yourself, or earn 1099 income, qualifying for a mortgage can feel like a battle. Traditional lenders often require two years of tax returns, W-2s, and a long paper trail that doesn’t reflect how self-employed income works. But the reality is—there are now loan programs designed specifically for entrepreneurs,