If you’ve built equity in your home, an FHA Cash-Out Refinance could be one of the most powerful financial tools available to you. Whether you’re looking to consolidate debt, invest in a new opportunity, or simply strengthen your financial cushion, this strategy helps you turn your home equity into cash—without selling your home. Let’s break […]
Already own a home but need major repairs or upgrades? The FHA 203(k) Renovation Refinance allows you to refinance your current mortgage and fund renovations in a single loan—all with just one monthly payment and as little as 3.5% equity. Let’s walk through how the FHA 203(k) Refinance Calculator helps you estimate your monthly payment,
Finding the perfect home rarely means finding a perfect house. If you’ve discovered a property that needs some love—or a major renovation—the FHA 203(k) Renovation Loan may be your path to homeownership and long-term wealth-building. This government-backed loan lets you finance the purchase price and renovation costs into a single mortgage with just 3.5% down.
Buying a multifamily home isn’t just about securing a place to live—it’s a strategic wealth-building move. With an FHA loan, you can purchase a 2–4 unit property with as little as 3.5% down (if you’ll live in one of the units), even if you already have an FHA loan—provided you meet certain exceptions. Let’s walk
If you’re a real estate investor with strong rental income and you’re currently paying a high mortgage rate, a DSCR Interest Rate Reduction Refinance could dramatically improve your monthly cash flow—no income verification required. This strategy allows you to lower your rate and payment using only the property’s income to qualify. Here’s how the DSCR
Real estate investors often hit a wall with traditional loans due to income limits, tax write-offs, or documentation headaches. But with a DSCR (Debt-Service Coverage Ratio) Loan, you can qualify for an investment property purchase without showing your personal income—as long as the property cash flows. Here’s how to use the DSCR Investment Purchase Calculator
If you’re a real estate investor looking to access your property’s equity without the hassle of income verification, the DSCR (Debt-Service Coverage Ratio) Cash-Out Refinance could be your best financial move. This type of loan is designed for rental properties and qualifies you based solely on rental income, not your personal income or tax returns.
Final Thoughts The HomeStyle Renovation Refinance Loan is more than a mortgage—it’s a smart tool for homeowners and investors looking to increase the value of their property while streamlining their financing. With the right planning and a trusted mortgage expert, you can turn your current home into your dream home—without the financial juggling act. Ready
If you’ve found the right house in the wrong condition, or you’re looking to customize a property before move-in, the Fannie Mae HomeStyle Renovation Loan may be your perfect financing solution. This program combines the purchase price and renovation costs into one conventional mortgage—allowing you to buy and build your dream home with a single
If your current mortgage rate is higher than today’s available options, a conventional refinance could reduce your monthly payment, increase your cash flow, and free up funds for investment, savings, or lifestyle improvements. Let’s break down how the Conventional Refinance Rate Reduction Calculator works and what your numbers might look like. Final Thoughts A rate
Buying a home is one of the most exciting—and financially significant—decisions you’ll ever make. If you’re considering a conventional loan for your purchase, it’s important to understand the numbers behind it: your monthly payment, cash needed at closing, and what income you’ll need to qualify. Here’s how to use a Conventional Purchase Loan Calculator to
Corporate Contact Info
Stairway Mortgage, A Division of NEXA Mortgage LLC
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5559 S Sossaman Rd, Bldg #1 Ste #101
Mesa, AZ 85212
(602) 344-9333
State of Illinois
Illinois Department of Financial and Professional Regulation (IDFPR)
555 West Monroe Street
Suite 500 Chicago, IL 60661
(888) 473-4858
www.idfpr.illinois.gov
Copyright © 2025 | All Rights Reserved | Equal Housing Lender
Copyright © 2025 | All Rights Reserved | Equal Housing Lender