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VA High Balance Loan Calculator: Estimate Monthly Payment & Funds Needed to Buy

Estimate Your Monthly Payment and Cash to Close on High-Balance VA Home Loans

For eligible veterans and active-duty service members looking to purchase higher-priced homes, the VA High Balance Loan offers powerful benefits—including competitive rates, zero down (in many cases), and no monthly mortgage insurance. Let’s break down what your estimated monthly payment and upfront costs might look like with a $1,000,000 VA high balance home purchase.

Can You Buy Another VA Home Later?

Yes. After purchasing this home, your VA benefits can still be used again in the future by:

  • Using any remaining entitlement.
  • Applying for a one-time restoration if this loan is paid off.
  • Restoring entitlement after refinancing into a non-VA loan.

Just remember: VA loans are for primary residences only, and you must certify your intent to occupy the property.

Start Your VA Jumbo Purchase Journey

Ready to make your next move with a VA jumbo loan? Whether you’re buying your dream home or upgrading your lifestyle, our team is here to walk you through every step—zero down, zero stress.

Get a VA Jumbo Purchase Approval
We’ll help you verify your eligibility, estimate your true out-of-pocket costs, and strengthen your offer with a preapproval letter.

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • Takes just 5 minutes
  • Tailored results based on your answers
  • No credit check required
Take the Discovery Quiz

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • Only 2 minutes to complete
  • Quick turnaround on pre-approval
  • No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

Schedule a Call

Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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