Smart Homebuying Starts Here
Confidently navigate your first or next purchase with strategy, clarity, and expert guidance.
Buying a home is a milestone—but it’s also one of the most important financial decisions you’ll ever make. Whether it’s your first purchase or your fifth, no two journeys are the same.
The real question isn’t “Can I buy a house?” — it’s “How can I buy wisely?”
At Stairway Mortgage, we believe the smartest buyers don’t just close deals—they plan futures. You deserve more than a preapproval and a generic rate. You need a full-circle game plan—one that factors in your financial future, family needs, investment potential, and market timing.
Learn About Our Partnership
DOWNLOAD OUR FREE HOMEBUYER GUIDE
Packed with the most important questions and answers you didn’t know you needed.
Questions You Might Not Have Considered
Are you planning for today—or 5 years from now?
Will this house meet your needs now and later? What’s your resale or rental plan if life changes?
Are you factoring in total cost—not just the mortgage?
Homeownership includes taxes, insurance, maintenance, future upgrades, and neighborhood trends. Have you run the full numbers?
Do you understand the tradeoffs between loan programs?
Conventional? FHA? VA? Down payment assistance? Which option offers the most long-term flexibility—not just the lowest upfront cost?
What’s your break-even point?
If you’re not staying long-term, how soon will your home appreciate enough to outweigh your closing costs?
Are you leaving equity or incentives on the table?
We see buyers miss out on tens of thousands in lender credits, seller incentives, or grant programs—because no one told them to ask.
Have you considered the full financial flow?
You may qualify to buy—but is now the smartest time based on your long-term financial picture?
Smart Investing Starts with Smart Financing
You make your money when you buy, not when you sell.
— Robert Kiyosaki, author of Rich Dad Poor Dad
They Didn’t Settle—They Succeeded
From faster approvals to lower payments and wealth-building choices— we help buyers move smarter.
Buy A House
Emma Skipped the Condo—And Started Building Wealth
Now her duplex pays most of the mortgage—and funds her future.
Carlos Saved Thousands—Without FHA
3% Down. No Upfront Mortgage Insurance. No Regrets.
From 12 Months to 30 Days: Jasmine’s Fast-Track Approval
Approved in 30 Days. Locked in Before the Market Shift.
Let us review your goals and show you what programs fit your unique situation.
From Application to Keys in Hand: 5 Key Steps
Ready To Take Your First Step?
Confidently navigate your first or next purchase with strategy, clarity, and expert guidance.
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100% Client Satisfaction
Real Comments, Real People
Hear From Some Past Clients of Our Founder
First-time home purchase and refinance with fast closing
Great customer service! We were living in California for 20+ years, and every year our rent went up, so we decided to move to Virginia and get our own house. Jim helped us with our very first home mortgage and constantly updated us with the lowering rates. After we were presented with different options, we decided to do a refi, and his team made it possible for us to grab the opportunity to shorten our term from 30 to 15 years at a much lower rate. In just around three weeks we were able to close. Me and my family will definitely recommend them!
Johnny Blan - via Facebook
Retired Investor -
CALIFORNIA
CALIFORNIA
Guidance through the purchase process with clear explanations
They worked with me on the purchase process. Their knowledge helped me to choose the option that was most convenient. From the beginning they explained the process. Thanks Jim!
Dayana Ruiz - via Facebook
Mortgage Loan Originator Columbus Capital Lending -
FLORIDA
FLORIDA
Investor-friendly lender who goes the extra mile
I'm an RE investor. Had multiple loan officers but one really stands out – JIM BLACKBURN. Now, he is working on a third deal with me. He does go the extra mile. A few examples from the past: I have tons of properties and live in China with unique income (he made it work!). He called me in China at 1 AM to get information to close the deal. He is super efficient with collecting the right documents upfront to avoid a lot of back and forth later with processors. You can't go wrong with Jim.
Dennis Nikolaev - Facebook
Studio Leader at APCE Dennis Studio -
CHINA
CHINA