We’re Now a Direct Lender — Here’s What That Means for You

  • Tags: Blog Posts for - Emails 1-10

Big news — Stairway Mortgage has leveled up.
 We’re proud to announce that we are now a Direct Correspondent Lender. What started as a high-performing brokerage has grown into one of the top-producing mortgage platforms in the country — and now, we fund loans with our own capital.

So what does that mean for you?

1. Faster Approvals, Fewer Delays

Being a direct lender means we’re no longer waiting on third-party decisions to move your file forward.

We can:
 • Approve your file in-house
 • Clear conditions faster
 • Close deals with shorter timelines

When the market moves fast, our ability to act quickly is a major win for our clients.

2. We Lend Our Own Money — and Still Shop for You

Now that we’re funding loans ourselves, we can be more competitive than ever.
 But here’s what’s unique: we didn’t abandon our broker roots.

We still maintain over 250 lender relationships so that:
 • You always get the best available rate and structure
 • We still have niche programs for unique situations
 • No borrower gets left behind

We’re proud to say we’re now hybrid — and that means the best of both worlds.

3. More Control, Less Red Tape

Direct lending allows us to:
 • Waive unnecessary overlays
 • Customize approvals for speed and simplicity
 • Structure deals creatively to help more buyers qualify

We control more of the process, which means you get better results, faster.

4. Why We Still Broker, Too

Some scenarios still call for specialty solutions — especially for:
 • Self-employed borrowers
 • Jumbo loan clients
 • Non-QM / bank statement programs
 • Foreign nationals or investors

Instead of turning those clients away, we broker the loan through the right channel — while still managing the file with our internal team.

Ready to Take Your First Step?

Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.

  • 💡 Takes just 5 minutes
  • 📊 Tailored results based on your answers
  • 🔒 No credit check required
Take the Discovery Quiz

Need a Pre-Approval Letter—Fast?

Buying a home soon? Complete our short form and we’ll connect you with the best loan options for your target property and financial situation—fast.

  • 💡 Only 2 minutes to complete
  • 📊 Quick turnaround on pre-approval
  • 🔒 No credit score impact
Get Pre-Approved Now

Got a Few Questions First?

Let’s talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.

Schedule a Call
Share
Categories
Related